# Expense Tracker vs Mi Plata

The clearest difference is in-app purchases: Mi Plata at none against Expense Tracker's 10. Mi Plata also leads on update cadence (every 8 days vs every 2 weeks) and device support (3 vs 1). Expense Tracker's advantage is ratings volume (891 vs 1). On price, rating and ads there is nothing between them.

Both are free to download. Expense Tracker sells 10 in-app purchases, starting at $2.99 per month. Mi Plata asks for nothing beyond the download.

Mi Plata holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Expense Tracker has 891 ratings behind it against 1, so its average is the more settled of the two.

Expense Tracker ships an update every 2 weeks, Mi Plata every 8 days. The most recent releases landed on November 7, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Expense Tracker | Mi Plata |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (891 ratings)](https://appshunter.io/ios/app/expense-tracker-monai/id6447112647/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/mi-plata-control-de-gastos/id6757090302/reviews)** |
| Number of ratings | **891** | 1 |
| Positive reviews | 82.6% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 8 days** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 54 MB | 75 MB |
| Requires iOS | 18.0 | **15.5** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Florian Vates](https://appshunter.io/developer/1544416478) | [PEDRO ALEXANDER SUSA REYES](https://appshunter.io/developer/1815652332) |

## What reviewers say

### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-monai/id6447112647)

Effortlessly track daily expenses with AI-powered voice input and automatic categorization. Enjoy a beautiful, clutter-free interface and secure iCloud storage. Offers a free trial before subscription.

**Highlights:** AI-powered voice expense input, Automatic expense categorization, Manual expense entry, Customizable categories, Beautiful and intuitive UI/UX, Secure iCloud storage, Privacy-friendly, no login required

**Features:** macOS Compatibility, Family Sharing, Vision Pro support, iPhone Duo support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Student Monthly | $2.99 | per month |
| Basic monthly intro | $2.99 | per month |
| Advanced | $2.99 | per month |
| Family month intro | $3.99 | per month |
| Basic monthly | $3.99 | per month |
| Family | $3.99 | per month |
| Monthly | $7.99 | per month |
| Student Yearly | $24.99 | per year |
| Basic yearly intro | $24.99 | per year |
| Advanced | $24.99 | per year |

**What reviewers like**

- 🚀 Dictate transactions, no need to enter individually
- 🚀 Simple and easy to use
- 👍 Shared account for couples
- 👍 Practical, solves the problem of writing down expenses
- 👍 Intuitive and effective

**What reviewers complain about**

- 🐛 Doesn't register all transactions, especially Apple Pay
- 🔒 Requires payment to use, no free trial
- 🔒 Stops working on alternative devices after paying
- 🔒 Limited features in free version
- 🐛 Voice input sometimes gets stuck or has errors

**Reported bugs**

- Doesn't register all bank transactions
- Incompatible with some devices or iOS versions
- Sharing large lists doesn't work

**Requested features**

- Weekly/daily expense view
- Separate savings category
- Ability to add past expenses
- Multi-currency support
- Improved reporting and analytics


### Mi Plata

[App page](https://appshunter.io/ios/app/mi-plata-control-de-gastos/id6757090302)

Effortlessly track your income and expenses with this personal finance manager. Scan receipts with OCR, categorize transactions automatically with AI, and set monthly budgets and savings goals. Gain insights with detailed reports and manage debts easily.

**Highlights:** Receipt scanning with OCR, AI-powered transaction categorization, Monthly budgeting with alerts, Savings goal tracking, Debt management, Detailed spending analysis, PDF/CSV report export

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Is Mi Plata free?

Mi Plata is free to download, with no in-app purchases.

### Which has better reviews, Expense Tracker or Mi Plata?

Mi Plata is rated higher. Expense Tracker averages 4.8 out of 5 from 891 ratings, while Mi Plata averages 5.0 from 1 ratings.

### Do Expense Tracker or Mi Plata have ads?

Neither Expense Tracker nor Mi Plata shows ads.

### Which is updated more often, Expense Tracker or Mi Plata?

Expense Tracker ships an update every 2 weeks, and Mi Plata every 8 days. Most recently, Expense Tracker was updated on November 7, 2026 and Mi Plata on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*