# Expense Tracker vs Splitip

The clearest difference is in-app purchases: Splitip at none against Expense Tracker's 17. Splitip also leads on review sentiment (100% vs 82%) and rating (5.0 vs 4.8). Expense Tracker's advantage is ratings volume (875 vs 6) and update cadence (every 2 weeks vs every 2 months). On price and ads there is nothing between them.

Both are free to download. Expense Tracker sells 17 in-app purchases, starting at $2.99 per month. Splitip asks for nothing beyond the download.

Splitip holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Expense Tracker has 875 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 82% of Expense Tracker's written reviews are positive against 100% of Splitip's.

Expense Tracker ships an update every 2 weeks, Splitip every 2 months. The most recent releases landed on October 12, 2026 and September 27, 2026 respectively.

## The numbers

| Metric | Expense Tracker | Splitip |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (875 ratings)](https://appshunter.io/ios/app/expense-tracker-monai/id6447112647/reviews) | **[5.0 (6 ratings)](https://appshunter.io/ios/app/splitip/id6757296925/reviews)** |
| Number of ratings | **875** | 6 |
| Positive reviews | 82.4% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 2 months |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | **#148** | — |
| Size | 53 MB | 21 MB |
| Requires iOS | 18.0 | **15.6** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Florian Vates](https://appshunter.io/developer/1544416478) | [Sumin Jo](https://appshunter.io/developer/1865839865) |

## What reviewers say

### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-monai/id6447112647)

**Currently charting:** #148 Top Grossing · Finance (US App Store)

Effortlessly track your daily expenses using AI-powered voice input or manual entry. The app automatically categorizes and splits your spending with a beautiful, clutter-free interface. Your data is securely stored in your personal iCloud, with no login required.

**Highlights:** AI-powered voice expense entry, Automatic expense categorization, Manual expense entry, Custom category creation, Beautiful and simple UI/UX, Privacy-friendly iCloud storage, No login required

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (17)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Student Monthly | $2.99 | per month |
| Basic monthly intro | $2.99 | per month |
| Advanced | $2.99 | per month |
| Family month intro | $3.99 | per month |
| Basic monthly | $3.99 | per month |
| Family | $3.99 | per month |
| Student Monthly | $4.49 | per month |
| Family month | $5.49 | per month |
| Monthly | $7.99 | per month |
| Student Yearly | $24.99 | per year |
| Basic yearly intro | $24.99 | per year |
| Advanced | $24.99 | per year |
| Basic yearly | $29.99 | per year |
| Family yearly intro | $34.99 | per year |
| Family | $34.99 | per year |
| Family yearly | $39.99 | per year |
| Yearly | $71.99 | per year |

**What reviewers like**

- 🚀 Dictate transactions, no need to enter individually
- 🚀 Simple and easy to use
- 👍 Shared account for couples
- 👍 Practical, solves the problem of writing down expenses
- 👍 Intuitive and effective

**What reviewers complain about**

- 🐛 Doesn't register all transactions, especially Apple Pay
- 🔒 Requires payment to use, no free trial
- 🔒 Stops working on alternative devices after paying
- 🔒 Limited features in free version
- 🐛 Voice input sometimes gets stuck or has errors

**Reported bugs**

- Doesn't register all bank transactions
- Incompatible with some devices or iOS versions
- Sharing large lists doesn't work

**Requested features**

- Weekly/daily expense view
- Separate savings category
- Ability to add past expenses
- Multi-currency support
- Improved reporting and analytics


### Splitip

[App page](https://appshunter.io/ios/app/splitip/id6757296925)

Effortlessly split bills and calculate individual expenses with proportional tax and tip distribution. Scan receipts using OCR to automatically extract line items, assign them to individuals, and generate shareable summaries. Offers host and self-service modes for flexible group bill management.

**Highlights:** Receipt scanning with OCR, Proportional tax & tip distribution, Host and Self-Service splitting modes, Bill history with search and filter, Export bills to CSV, Integrated payment links

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Is Splitip free?

Splitip is free to download, with no in-app purchases.

### Which has better reviews, Expense Tracker or Splitip?

Splitip is rated higher. Expense Tracker averages 4.8 out of 5 from 875 ratings, while Splitip averages 5.0 from 6 ratings.

### Do Expense Tracker or Splitip have ads?

Neither Expense Tracker nor Splitip shows ads.

### Which is updated more often, Expense Tracker or Splitip?

Expense Tracker ships an update every 2 weeks, and Splitip every 2 months. Most recently, Expense Tracker was updated on October 12, 2026 and Splitip on September 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*