# Expense Tracker vs SUM+= Simple Expense Tracker

The clearest difference is ratings volume: Expense Tracker at 875 against SUM+= Simple Expense Tracker's 1. Expense Tracker also leads on chart position (#166 vs unranked) and iOS requirement (18.0 vs 26.2). SUM+= Simple Expense Tracker's advantage is update cadence (every 3 days vs every 2 weeks) and review sentiment (100% vs 82%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Expense Tracker sells 17 in-app purchases, starting at $2.99 per month and SUM+= Simple Expense Tracker sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

SUM+= Simple Expense Tracker holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Expense Tracker has 875 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 82% of Expense Tracker's written reviews are positive against 100% of SUM+= Simple Expense Tracker's.

Expense Tracker ships an update every 2 weeks, SUM+= Simple Expense Tracker every 3 days. The most recent releases landed on October 14, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | Expense Tracker | SUM+= Simple Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (875 ratings)](https://appshunter.io/ios/app/expense-tracker-monai/id6447112647/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/sum-plus-simple-expense-tracker/id6757820811/reviews)** |
| Number of ratings | **875** | 1 |
| Positive reviews | 82.4% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 3 days** |
| Monetization | Free with in-app purchases | Freemium |
| Best chart rank | **#166** | — |
| Size | 53 MB | 28 MB |
| Requires iOS | **18.0** | 26.2 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Florian Vates](https://appshunter.io/developer/1544416478) | [Jonas Zimmermann](https://appshunter.io/developer/1869111182) |

## What reviewers say

### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-monai/id6447112647)

**Currently charting:** #166 Top Grossing · Finance (US App Store)

Effortlessly track your daily expenses using AI-powered voice input or manual entry. The app automatically categorizes and splits your spending with a beautiful, clutter-free interface. Your data is securely stored in your personal iCloud, with no login required.

**Highlights:** AI-powered voice expense entry, Automatic expense categorization, Manual expense entry, Custom category creation, Beautiful and simple UI/UX, Privacy-friendly iCloud storage, No login required

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (17)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Student Monthly | $2.99 | per month |
| Basic monthly intro | $2.99 | per month |
| Advanced | $2.99 | per month |
| Family month intro | $3.99 | per month |
| Basic monthly | $3.99 | per month |
| Family | $3.99 | per month |
| Student Monthly | $4.49 | per month |
| Family month | $5.49 | per month |
| Monthly | $7.99 | per month |
| Student Yearly | $24.99 | per year |
| Basic yearly intro | $24.99 | per year |
| Advanced | $24.99 | per year |
| Basic yearly | $29.99 | per year |
| Family yearly intro | $34.99 | per year |
| Family | $34.99 | per year |
| Family yearly | $39.99 | per year |
| Yearly | $71.99 | per year |

**What reviewers like**

- 🚀 Dictate transactions, no need to enter individually
- 🚀 Simple and easy to use
- 👍 Shared account for couples
- 👍 Practical, solves the problem of writing down expenses
- 👍 Intuitive and effective

**What reviewers complain about**

- 🐛 Doesn't register all transactions, especially Apple Pay
- 🔒 Requires payment to use, no free trial
- 🔒 Stops working on alternative devices after paying
- 🔒 Limited features in free version
- 🐛 Voice input sometimes gets stuck or has errors

**Reported bugs**

- Doesn't register all bank transactions
- Incompatible with some devices or iOS versions
- Sharing large lists doesn't work

**Requested features**

- Weekly/daily expense view
- Separate savings category
- Ability to add past expenses
- Multi-currency support
- Improved reporting and analytics


### SUM+= Simple Expense Tracker

[App page](https://appshunter.io/ios/app/sum-plus-simple-expense-tracker/id6757820811)

This finance app simplifies expense tracking with AI assistance, allowing for quick data entry and powerful analysis through large language models. It prioritizes user control and privacy with local data storage and a minimalist design.

**Highlights:** AI-assisted data entry, LLM analysis and forecasting, Minimalist and beautiful design, Local data storage and privacy, User-controlled database, Subscription options with free trial

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SUM Pro | $3.99 | per month |
| SUM Pro | $22.99 | per year |
| 7-day Trial | Free | one-time |
| Sum Premium | $6.99 | one-time |


## Frequently asked questions

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Is SUM+= Simple Expense Tracker free?

SUM+= Simple Expense Tracker is free to download, with in-app purchases available.

### Which has better reviews, Expense Tracker or SUM+= Simple Expense Tracker?

SUM+= Simple Expense Tracker is rated higher. Expense Tracker averages 4.8 out of 5 from 875 ratings, while SUM+= Simple Expense Tracker averages 5.0 from 1 ratings.

### Do Expense Tracker or SUM+= Simple Expense Tracker have ads?

Neither Expense Tracker nor SUM+= Simple Expense Tracker shows ads.

### Which is updated more often, Expense Tracker or SUM+= Simple Expense Tracker?

Expense Tracker ships an update every 2 weeks, and SUM+= Simple Expense Tracker every 3 days. Most recently, Expense Tracker was updated on October 14, 2026 and SUM+= Simple Expense Tracker on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*