# Expense Tracker vs Finyo

The clearest difference is in-app purchases: Finyo at none against Expense Tracker's 17. Finyo also leads on iOS requirement (16.6 vs 18.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Expense Tracker sells 17 in-app purchases, starting at $2.99 per month. Finyo asks for nothing beyond the download.

Expense Tracker ships an update every 2 weeks, Finyo monthly. The most recent releases landed on October 21, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Expense Tracker | Finyo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (875 ratings)](https://appshunter.io/ios/app/expense-tracker-monai/id6447112647/reviews)** | — |
| Number of ratings | **875** | — |
| Positive reviews | 82.6% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Monthly |
| Monetization | Free with in-app purchases | — |
| Size | 53 MB | 45 MB |
| Requires iOS | 18.0 | **16.6** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Florian Vates](https://appshunter.io/developer/1544416478) | [Santiago Mattiauda](https://appshunter.io/developer/1799076631) |

## What reviewers say

### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-monai/id6447112647)

Effortlessly track your daily expenses using AI-powered voice input or manual entry. The app automatically categorizes and splits your spending with a beautiful, clutter-free interface. Your data is securely stored in your personal iCloud, with no login required.

**Highlights:** AI-powered voice expense entry, Automatic expense categorization, Manual expense entry, Custom category creation, Beautiful and simple UI/UX, Privacy-friendly iCloud storage, No login required

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (17)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Student Monthly | $2.99 | per month |
| Basic monthly intro | $2.99 | per month |
| Advanced | $2.99 | per month |
| Family month intro | $3.99 | per month |
| Basic monthly | $3.99 | per month |
| Family | $3.99 | per month |
| Student Monthly | $4.49 | per month |
| Family month | $5.49 | per month |
| Monthly | $7.99 | per month |
| Student Yearly | $24.99 | per year |
| Basic yearly intro | $24.99 | per year |
| Advanced | $24.99 | per year |
| Basic yearly | $29.99 | per year |
| Family yearly intro | $34.99 | per year |
| Family | $34.99 | per year |
| Family yearly | $39.99 | per year |
| Yearly | $71.99 | per year |

**What reviewers like**

- 🚀 Dictate transactions, no need to enter individually
- 🚀 Simple and easy to use
- 👍 Shared account for couples
- 👍 Practical, solves the problem of writing down expenses
- 👍 Intuitive and effective

**What reviewers complain about**

- 🐛 Doesn't register all transactions, especially Apple Pay
- 🔒 Requires payment to use, no free trial
- 🔒 Stops working on alternative devices after paying
- 🔒 Limited features in free version
- 🐛 Voice input sometimes gets stuck or has errors

**Reported bugs**

- Doesn't register all bank transactions
- Incompatible with some devices or iOS versions
- Sharing large lists doesn't work

**Requested features**

- Weekly/daily expense view
- Separate savings category
- Ability to add past expenses
- Multi-currency support
- Improved reporting and analytics


### Finyo

[App page](https://appshunter.io/ios/app/finyo-fast-expense-tracker/id6758317121)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Is Finyo free?

Finyo is free to download, with no in-app purchases.

### Do Expense Tracker or Finyo have ads?

Neither Expense Tracker nor Finyo shows ads.

### Which is updated more often, Expense Tracker or Finyo?

Expense Tracker ships an update every 2 weeks, and Finyo monthly. Most recently, Expense Tracker was updated on October 21, 2026 and Finyo on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*