# Expense Tracker vs Pontos T

The clearest difference is in-app purchases: Pontos T at none against Expense Tracker's 17. Pontos T also leads on iOS requirement (15.0 vs 18.0). Expense Tracker's advantage is update cadence (every 2 weeks vs every 4 months). On price, ads and device support there is nothing between them.

Both are free to download. Expense Tracker sells 17 in-app purchases, starting at $2.99 per month. Pontos T asks for nothing beyond the download.

Expense Tracker ships an update every 2 weeks, Pontos T every 4 months. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Expense Tracker | Pontos T |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (888 ratings)](https://appshunter.io/ios/app/expense-tracker-monai/id6447112647/reviews)** | — |
| Number of ratings | **888** | — |
| Positive reviews | 82.6% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 4 months |
| Monetization | Free with in-app purchases | — |
| Size | 54 MB | 72 MB |
| Requires iOS | 18.0 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Florian Vates](https://appshunter.io/developer/1544416478) | [POSTOAKI DESENVOLVIMENTO TECNOLOGICO LTDA](https://appshunter.io/developer/1186130596) |

## What reviewers say

### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-monai/id6447112647)

Effortlessly track daily expenses with AI-powered voice input and automatic categorization. Enjoy a beautiful, clutter-free interface and secure iCloud storage. Offers a free trial before subscription.

**Highlights:** AI-powered voice expense input, Automatic expense categorization, Manual expense entry, Customizable categories, Beautiful and intuitive UI/UX, Secure iCloud storage, Privacy-friendly, no login required

**Features:** macOS Compatibility, Family Sharing, Vision Pro support, iPhone Duo support

**In-app purchases (17)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Student Monthly | $2.99 | per month |
| Basic monthly intro | $2.99 | per month |
| Advanced | $2.99 | per month |
| Family month intro | $3.99 | per month |
| Basic monthly | $3.99 | per month |
| Family | $3.99 | per month |
| Student Monthly | $4.49 | per month |
| Family month | $5.49 | per month |
| Monthly | $7.99 | per month |
| Student Yearly | $24.99 | per year |
| Basic yearly intro | $24.99 | per year |
| Advanced | $24.99 | per year |
| Basic yearly | $29.99 | per year |
| Family yearly intro | $34.99 | per year |
| Family | $34.99 | per year |
| Family yearly | $39.99 | per year |
| Yearly | $71.99 | per year |

**What reviewers like**

- 🚀 Dictate transactions, no need to enter individually
- 🚀 Simple and easy to use
- 👍 Shared account for couples
- 👍 Practical, solves the problem of writing down expenses
- 👍 Intuitive and effective

**What reviewers complain about**

- 🐛 Doesn't register all transactions, especially Apple Pay
- 🔒 Requires payment to use, no free trial
- 🔒 Stops working on alternative devices after paying
- 🔒 Limited features in free version
- 🐛 Voice input sometimes gets stuck or has errors

**Reported bugs**

- Doesn't register all bank transactions
- Incompatible with some devices or iOS versions
- Sharing large lists doesn't work

**Requested features**

- Weekly/daily expense view
- Separate savings category
- Ability to add past expenses
- Multi-currency support
- Improved reporting and analytics


### Pontos T

[App page](https://appshunter.io/ios/app/pontos-t/id6758355108)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Is Pontos T free?

Pontos T is free to download, with no in-app purchases.

### Do Expense Tracker or Pontos T have ads?

Neither Expense Tracker nor Pontos T shows ads.

### Which is updated more often, Expense Tracker or Pontos T?

Expense Tracker ships an update every 2 weeks, and Pontos T every 4 months. Most recently, Expense Tracker was updated on October 30, 2026 and Pontos T on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*