# Expense Tracker vs Lucia

The clearest difference is ratings volume: Expense Tracker at 888 against Lucia's 2. Expense Tracker also leads on iOS requirement (18.0 vs 26.0). Lucia's advantage is update cadence (every 4 days vs every 2 weeks) and review sentiment (100% vs 83%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Expense Tracker sells 17 in-app purchases, starting at $2.99 per month and Lucia sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Lucia holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Expense Tracker has 888 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 83% of Expense Tracker's written reviews are positive against 100% of Lucia's.

Expense Tracker ships an update every 2 weeks, Lucia every 4 days. The most recent releases landed on October 30, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | Expense Tracker | Lucia |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (888 ratings)](https://appshunter.io/ios/app/expense-tracker-monai/id6447112647/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/lucia-expense-tracker/id6806171510/reviews)** |
| Number of ratings | **888** | 2 |
| Positive reviews | 82.6% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 4 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 54 MB | 35 MB |
| Requires iOS | **18.0** | 26.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Florian Vates](https://appshunter.io/developer/1544416478) | [Juan Pablo Martinez Saavedra](https://appshunter.io/developer/6806171512) |

## What reviewers say

### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-monai/id6447112647)

Effortlessly track daily expenses with AI-powered voice input and automatic categorization. Enjoy a beautiful, clutter-free interface and secure iCloud storage. Offers a free trial before subscription.

**Highlights:** AI-powered voice expense input, Automatic expense categorization, Manual expense entry, Customizable categories, Beautiful and intuitive UI/UX, Secure iCloud storage, Privacy-friendly, no login required

**Features:** macOS Compatibility, Family Sharing, Vision Pro support, iPhone Duo support

**In-app purchases (17)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Student Monthly | $2.99 | per month |
| Basic monthly intro | $2.99 | per month |
| Advanced | $2.99 | per month |
| Family month intro | $3.99 | per month |
| Basic monthly | $3.99 | per month |
| Family | $3.99 | per month |
| Student Monthly | $4.49 | per month |
| Family month | $5.49 | per month |
| Monthly | $7.99 | per month |
| Student Yearly | $24.99 | per year |
| Basic yearly intro | $24.99 | per year |
| Advanced | $24.99 | per year |
| Basic yearly | $29.99 | per year |
| Family yearly intro | $34.99 | per year |
| Family | $34.99 | per year |
| Family yearly | $39.99 | per year |
| Yearly | $71.99 | per year |

**What reviewers like**

- 🚀 Dictate transactions, no need to enter individually
- 🚀 Simple and easy to use
- 👍 Shared account for couples
- 👍 Practical, solves the problem of writing down expenses
- 👍 Intuitive and effective

**What reviewers complain about**

- 🐛 Doesn't register all transactions, especially Apple Pay
- 🔒 Requires payment to use, no free trial
- 🔒 Stops working on alternative devices after paying
- 🔒 Limited features in free version
- 🐛 Voice input sometimes gets stuck or has errors

**Reported bugs**

- Doesn't register all bank transactions
- Incompatible with some devices or iOS versions
- Sharing large lists doesn't work

**Requested features**

- Weekly/daily expense view
- Separate savings category
- Ability to add past expenses
- Multi-currency support
- Improved reporting and analytics


### Lucia

[App page](https://appshunter.io/ios/app/lucia-expense-tracker/id6806171510)

Effortlessly track your spending with automatic logging of Apple Pay purchases and simple one-tap entry for other payments. Share financial profiles with loved ones and manage subscriptions, bills, and savings goals securely on your device.

**Highlights:** Automatic Apple Pay purchase logging, One-tap manual transaction entry, Shared financial profiles, Subscription and bill tracking, Customizable spending limits, Savings vaults with goals, Home screen widgets

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Lifetime Access | $9.99 | one-time |


## Frequently asked questions

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Is Lucia free?

Lucia is free to download, with in-app purchases available.

### Which has better reviews, Expense Tracker or Lucia?

Lucia is rated higher. Expense Tracker averages 4.8 out of 5 from 888 ratings, while Lucia averages 5.0 from 2 ratings.

### Do Expense Tracker or Lucia have ads?

Neither Expense Tracker nor Lucia shows ads.

### Which is updated more often, Expense Tracker or Lucia?

Expense Tracker ships an update every 2 weeks, and Lucia every 4 days. Most recently, Expense Tracker was updated on October 30, 2026 and Lucia on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*