# MPECU App vs PFCU

MPECU App and PFCU both sit at 4.8 stars, but that hides the real split: 100% of MPECU App's written reviews are positive against 67% of PFCU's. PFCU's advantage is monetization model (ad-supported vs free with in-app purchases). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for MPECU App against 4.8 for PFCU. Both are backed by a comparable volume of ratings — 383 and 821 respectively. Written reviews are what separate them: 100% of MPECU App's written reviews are positive against 67% of PFCU's.

Both ship on a similar rhythm, roughly monthly. Both last shipped on September 28, 2026.

## The numbers

| Metric | MPECU App | PFCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (383 ratings)](https://appshunter.io/ios/app/mpecu-app/id6447270034/reviews) | [4.8 (821 ratings)](https://appshunter.io/ios/app/pfcu/id6450965678/reviews) |
| Number of ratings | 383 | **821** |
| Positive reviews | **100.0% of reviews** | 66.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 177 MB | 177 MB |
| Requires iOS | 18.4 | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Minnesota Power Employees CU](https://appshunter.io/developer/940842393) | [Platinum Federal Credit Union](https://appshunter.io/developer/477217570) |

## What reviewers say

### MPECU App

[App page](https://appshunter.io/ios/app/mpecu-app/id6447270034)

Manage your finances with this app, offering tools to organize transactions, set alerts, make payments, and transfer money. It also allows for mobile check deposits, debit card management, and finding nearby branches and ATMs.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments and transfer money, Deposit checks via photo, Manage debit cards, View monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


### PFCU

[App page](https://appshunter.io/ios/app/pfcu/id6450965678)

Manage your finances with this personal financial advocate. Organize transactions with tags and photos, set balance alerts, make payments, and transfer money. Deposit checks, manage debit cards, and aggregate accounts securely.

**Highlights:** Organize transactions with tags, notes, and photos, Set custom balance alerts, Make payments and transfer money, Deposit checks via photo, Manage debit cards (reorder/turn off), Aggregate financial accounts, Secure login with passcode or biometrics

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is MPECU App free?

MPECU App is free to download, with no in-app purchases.

### Is PFCU free?

PFCU is free to download, with no in-app purchases.

### Which has better reviews, MPECU App or PFCU?

MPECU App and PFCU are both rated 4.8 out of 5 on the App Store, from 383 and 821 ratings respectively.

### Do MPECU App or PFCU have ads?

Neither MPECU App nor PFCU shows ads.

### Which is updated more often, MPECU App or PFCU?

MPECU App ships an update monthly, and PFCU monthly. Most recently, MPECU App was updated on September 28, 2026 and PFCU on September 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*