# MPECU App vs AGCU Banking

MPECU App and AGCU Banking both sit at 4.8 stars, but that hides the real split: 100% of MPECU App's written reviews are positive against 74% of AGCU Banking's. On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for MPECU App against 4.8 for AGCU Banking. Both are backed by a comparable volume of ratings — 389 and 1K respectively. Written reviews are what separate them: 100% of MPECU App's written reviews are positive against 74% of AGCU Banking's.

Both ship on a similar rhythm, roughly monthly. Both last shipped on November 12, 2026.

## The numbers

| Metric | MPECU App | AGCU Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (389 ratings)](https://appshunter.io/ios/app/mpecu-app/id6447270034/reviews) | **[4.8 (1K ratings)](https://appshunter.io/ios/app/agcu-banking/id6474629530/reviews)** |
| Number of ratings | 389 | **1K** |
| Positive reviews | **100.0% of reviews** | 73.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 197 MB | 197 MB |
| Requires iOS | 18.4 | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [Minnesota Power Employees CU](https://appshunter.io/developer/940842393) | [Assemblies of God Credit Union](https://appshunter.io/developer/533877822) |

## What reviewers say

### MPECU App

[App page](https://appshunter.io/ios/app/mpecu-app/id6447270034)

Manage your finances with this app, offering tools to organize transactions, set alerts, make payments, and transfer money. It also allows for mobile check deposits, debit card management, and finding nearby branches and ATMs.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments and transfer money, Deposit checks via photo, Manage debit cards, View monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


### AGCU Banking

[App page](https://appshunter.io/ios/app/agcu-banking/id6474629530)

Manage your finances on the go with this banking app. Organize transactions with tags, notes, and photos, set up balance alerts, and make payments or transfers easily. Deposit checks with a photo, manage your debit card, and find nearby branches and ATMs.

**Highlights:** Organize transactions with tags, notes, and photos, Set up balance alerts, Make payments and transfers, Deposit checks via photo, Manage debit cards, View and save statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick and easy to use
- 👍 User-friendly design
- 💡 Useful tools like notes and receipt attachments
- 🚀 Convenient mobile deposit feature

**What reviewers complain about**

- 🐛 Perpetual app update issue
- 🤔 Suboptimal iPad layout and truncated transaction details
- ⚠️ Difficulty accessing bill pay

**Reported bugs**

- App not working after software update
- Horizontal orientation not supported on iPad

**Requested features**

- Confirmation number for mobile deposits
- Easier access to bill pay


## Frequently asked questions

### Is MPECU App free?

MPECU App is free to download, with no in-app purchases.

### Is AGCU Banking free?

AGCU Banking is free to download, with no in-app purchases.

### Which has better reviews, MPECU App or AGCU Banking?

AGCU Banking is rated higher. MPECU App averages 4.8 out of 5 from 389 ratings, while AGCU Banking averages 4.8 from 1K ratings.

### Do MPECU App or AGCU Banking have ads?

Neither MPECU App nor AGCU Banking shows ads.

### Which is updated more often, MPECU App or AGCU Banking?

MPECU App ships an update monthly, and AGCU Banking monthly. Most recently, MPECU App was updated on November 12, 2026 and AGCU Banking on November 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*