# MPECU App vs CECU

The clearest difference is monetization model: CECU at ad-supported against MPECU App's free with in-app purchases. On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for MPECU App against 4.9 for CECU. Both are backed by a comparable volume of ratings — 383 and 518 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 28, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | MPECU App | CECU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (383 ratings)](https://appshunter.io/ios/app/mpecu-app/id6447270034/reviews) | **[4.9 (518 ratings)](https://appshunter.io/ios/app/cecu/id6475426950/reviews)** |
| Number of ratings | 383 | **518** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 177 MB | 179 MB |
| Requires iOS | 18.4 | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [Minnesota Power Employees CU](https://appshunter.io/developer/940842393) | [Conservation Employees Credit Union](https://appshunter.io/developer/1147791133) |

## What reviewers say

### MPECU App

[App page](https://appshunter.io/ios/app/mpecu-app/id6447270034)

Manage your finances with this app, offering tools to organize transactions, set alerts, make payments, and transfer money. It also allows for mobile check deposits, debit card management, and finding nearby branches and ATMs.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments and transfer money, Deposit checks via photo, Manage debit cards, View monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


### CECU

[App page](https://appshunter.io/ios/app/cecu/id6475426950)

Manage your finances with this app that offers tools for transaction organization, payment processing, and account aggregation. Set up alerts, deposit checks remotely, and locate nearby branches or ATMs. Secure your account with passcode or biometric authentication.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments to companies and friends, Transfer money between accounts, Deposit checks via photo, Manage debit cards, Aggregate financial accounts

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is MPECU App free?

MPECU App is free to download, with no in-app purchases.

### Is CECU free?

CECU is free to download, with no in-app purchases.

### Which has better reviews, MPECU App or CECU?

CECU is rated higher. MPECU App averages 4.8 out of 5 from 383 ratings, while CECU averages 4.9 from 518 ratings.

### Do MPECU App or CECU have ads?

Neither MPECU App nor CECU shows ads.

### Which is updated more often, MPECU App or CECU?

MPECU App ships an update monthly, and CECU monthly. Most recently, MPECU App was updated on September 28, 2026 and CECU on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*