# Finzio vs Whatifolio

The clearest difference is iOS requirement: Finzio at 12.0 against Whatifolio's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Finzio sells 2 in-app purchases, starting at $2.99 per month and Whatifolio sells 6 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

Finzio ships an update every 2 weeks, Whatifolio every 3 weeks. The most recent releases landed on October 25, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | Finzio | Whatifolio |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Size | 73 MB | 43 MB |
| Requires iOS | **12.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Clirim Furriku](https://appshunter.io/developer/1681110806) | [Usatenko Vitalii](https://appshunter.io/developer/6771846234) |

## What reviewers say

### Finzio

[App page](https://appshunter.io/ios/app/finzio/id6447367913)

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Finzio Pro Monthly | $2.99 | per month |
| Finzio Pro Annual | $19.99 | per year |


### Whatifolio

[App page](https://appshunter.io/ios/app/whatifolio/id6771846232)

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Whatif | $0.99 | one-time |
| 5 Whatifs | $3.99 | one-time |
| 10 Whatifs | $6.99 | one-time |
| 30 Whatifs | $19.99 | one-time |
| Whatifolio Unlimited Lifetime | $59.99 | one-time |
| 100 Whatifs | $59.99 | one-time |


## Frequently asked questions

### Is Finzio free?

Finzio is free to download, with in-app purchases available.

### Is Whatifolio free?

Whatifolio is free to download, with in-app purchases available.

### Do Finzio or Whatifolio have ads?

Both Finzio and Whatifolio show ads.

### Which is updated more often, Finzio or Whatifolio?

Finzio ships an update every 2 weeks, and Whatifolio every 3 weeks. Most recently, Finzio was updated on October 25, 2026 and Whatifolio on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*