# SVCU vs 1st Security

The clearest difference is rating: SVCU at 4.8 against 1st Security's 3.7. SVCU also leads on review sentiment (80% vs 40%) and update cadence (monthly vs every 5 months). 1st Security's advantage is monetization model (free vs ad-supported) and iOS requirement (16.0 vs 18.4). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SVCU holds the better App Store score, 4.8 against 3.7. Both are backed by a comparable volume of ratings — 208 and 326 respectively. Written reviews point the same way: 80% of SVCU's written reviews are positive against 40% of 1st Security's.

SVCU ships an update monthly, 1st Security every 5 months. The most recent releases landed on September 26, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | SVCU | 1st Security |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (208 ratings)](https://appshunter.io/ios/app/svcu/id6447381536/reviews)** | [3.7 (326 ratings)](https://appshunter.io/ios/app/1st-security/id6740878062/reviews) |
| Number of ratings | 208 | **326** |
| Positive reviews | **80.0% of reviews** | 39.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 5 months |
| Monetization | Ad-supported | **Free** |
| Size | 178 MB | 115 MB |
| Requires iOS | 18.4 | **16.0** |
| Devices | iPhone, iPad | **iPhone, iPad, Apple Watch** |
| Age rating | 12+ | 4+ |
| Developer | [Strait View Credit Union](https://appshunter.io/developer/1681172443) | [1st Security Bank of Washington](https://appshunter.io/developer/572035036) |

## What reviewers say

### SVCU

[App page](https://appshunter.io/ios/app/svcu/id6447381536)

Manage your money with ease using this secure financial tool. Organize transactions with tags and notes, set balance alerts, and make payments. Deposit checks, manage your debit card, and find nearby branches and ATMs.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments to companies and friends, Transfer money between accounts, Deposit checks via photo, Manage debit card (reorder, turn off), View and save statements, Find branches and ATMs, Secure with passcode or biometrics

**Features:** Apple Wallet

**In-app purchases:** none


### 1st Security

[App page](https://appshunter.io/ios/app/1st-security/id6740878062)

Manage your personal and business banking conveniently from your mobile device. Access accounts, transfer funds, deposit checks, and pay bills securely. Get instant balance updates and set custom alerts for your debit or credit cards.

**Highlights:** Check account balances, Transfer funds between accounts, Send money with Zelle, Mobile check deposit, Schedule and manage bill payments, Set custom card notifications, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Successful update
- 🚀 Easy to use
- 🔒 Automatically logs out

**What reviewers complain about**

- 👎 Much worse than before
- 🐛 Buggy and not user-friendly
- 🔍 Difficult to navigate
- 🚫 Missing important features (Zelle)

**Reported bugs**

- App won't let you log in
- HELOC balance and due date not updating properly

**Requested features**

- Show credit card balance when transferring money
- Ability to go back to previous page


## Frequently asked questions

### Is SVCU free?

SVCU is free to download, with no in-app purchases.

### Is 1st Security free?

1st Security is free to download, with no in-app purchases.

### Which has better reviews, SVCU or 1st Security?

SVCU is rated higher. SVCU averages 4.8 out of 5 from 208 ratings, while 1st Security averages 3.7 from 326 ratings.

### Do SVCU or 1st Security have ads?

Neither SVCU nor 1st Security shows ads.

### Which is updated more often, SVCU or 1st Security?

SVCU ships an update monthly, and 1st Security every 5 months. Most recently, SVCU was updated on September 26, 2026 and 1st Security on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*