Comparison

Pocket vs My Budget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pocket

Manage all your finances in one place. Track expenses, budget, and monitor bank balances with real-time reports and personalized insights. Offers a privacy-first approach without requiring new bank accounts or invasive data scraping.

Highlights
  • Expense tracking and budgeting
  • Real-time financial reports
  • Personalized financial insights
  • Transaction categorization and tagging
  • Subscription tracking
  • Consolidated view of all accounts
Read full description

Pocket: Your All-in-One Finance Manager - Welcome to Pocket - the ultimate solution for managing all your finances seamlessly. Say goodbye to scattered records and hello to a consolidated financial hub. Track expenses, budget effortlessly, and monitor bank balances, all within one app - ensuring 100% accuracy and absolute privacy. Why Pocket Stands Out: - Beyond Neobanks and Budgeting Apps: Pocket redefines the way you manage your money. Unlike neobanks that require you to open a new account, and budgeting apps that rely on invasive SMS/Email scraping, Pocket offers a non-intrusive, all-encompassing solution that respects your privacy. - Unified Financial Perspective: Say farewell to the hassle of jumping between apps to track expenses, manage budgets, and monitor bank accounts. Pocket utilises the Account Aggregator framework to consolidate all your financial accounts across platforms, providing you with a crystal-clear view of your personal finances. - Privacy First: We understand that your financial data is sensitive. With Pocket, your data remains secure and private, setting the highest standards for trustworthiness and user privacy. Key Features: - Real-Time Financial Reports: Stay informed with intuitive, easy-to-understand graphs and reports, providing invaluable insights into your financial health. - Expense Tracking & Budgeting: Effortlessly track your spending and create budgets that fit your lifestyle. No more tedious logins to multiple bank apps; Pocket handles it all for you. - Personalised Financial Insights: Gain in-depth insights into your spending patterns and savings. Make smarter financial choices with tailored recommendations. - Transaction Categorisation and Tagging: Tag transactions according to categories for a more detailed view of your spending habits. - Subscription Tracking: Easily track subscription payments and other recurring expenditures. Why Choose Pocket Over Others: - No Need to Open New Bank Accounts: Unlike neobanks that require you to create a new bank account, Pocket integrates your existing accounts, eliminating the hassle of account migration. - SMS/Email Scraping-Free: Say goodbye to the privacy and compatibility issues associated with SMS/Email scraping used by many budgeting apps. Pocket respects your data integrity and privacy. - Incompatibility with iOS: Traditional SMS-based budgeting apps often don't work seamlessly with iOS, creating a fragmented experience for users. Pocket is fully compatible with iOS, ensuring a consistent experience without manual data entires. Join the Pocket Community: - Share your financial journey, celebrate your savings, and gain insights from fellow users. Step into a future where managing your finances is effortless and uncompromisingly private. With Pocket, you regain control over your financial life.

About

My Budget

Features
Read full description

Take control of your money in seconds a day. My Budget is a simple, private expense tracker and budget planner: log spending and income, set monthly budgets and see exactly where your money goes — no sign-up, no ads, no bank connection. WHY PEOPLE LOVE MY BUDGET • Add an expense in 3 taps: amount, category, done • Clear charts show your spending by category and by month • Monthly budgets warn you before you overspend • Your financial data stays only on your phone TRACK EVERY EXPENSE AND INCOME • Ready-made categories for food, rent, transport, kids, pets and more — add your own in Premium • Several accounts: cash, debit card, credit card, savings • Transfers between accounts • Add notes and dates, edit or delete any record • Daily, monthly and yearly overview of your cash flow PLAN WITH BUDGETS • Set a monthly limit for any category • See how much is left at a glance • Get a warning when you get close to the limit • Build saving habits and cut unnecessary costs PRIVATE BY DESIGN • No account, no email, no registration • No bank connection needed — you stay in control • Protect the app with a PIN code and Face ID / Touch ID • Hide amounts on screen when others are around MADE FOR EVERYDAY USE • Light and dark theme, large text option • Any currency • 24 languages • Export to CSV for Excel or Google Sheets Whether you are tracking personal spending, planning a family budget, saving for a big goal or simply want to know where your salary goes each month, My Budget keeps your finances simple. FREE AND PREMIUM Free: unlimited expenses and income, the current month with charts by category, ready-made categories, 1 account and 1 budget. Premium: full history of every month, charts for any period and month-to-month comparison, your own categories and subcategories, unlimited accounts, transfers and budgets, PIN code and Face ID, CSV export and backup. Try Premium free for 7 days with the yearly plan, or unlock it forever with a one-time purchase. Premium is an auto-renewable subscription (monthly or yearly). Payment is charged to your Apple ID at confirmation of purchase. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period. You can manage or cancel it any time in Settings → Apple ID → Subscriptions. The 7-day free trial turns into a paid yearly subscription unless cancelled at least 24 hours before it ends. The “Forever” option is a one-time purchase with no subscription. Privacy Policy: https://servroman.github.io/coinwallet-legal/privacy.html Terms of Use: https://servroman.github.io/coinwallet-legal/terms.html

Screenshots

Pocket4 screens
My Budget4 screens

Verdict

The call

The clearest difference is in-app purchases: Pocket at none against My Budget's 3. Pocket also leads on iOS requirement (12.4 vs 15.0). My Budget's advantage is update cadence (weekly vs every 3 weeks). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. My Budget sells 3 in-app purchases, starting at $2.99 per month. Pocket asks for nothing beyond the download.

UpkeepUpdate frequency

Pocket ships an update every 3 weeks, My Budget weekly. The most recent releases landed on November 4, 2026 and November 7, 2026 respectively.

Scorecard3 real differences · 7 level
Pocket versus My Budget: the parameters behind the verdict, then further details
ParameterPocketMy Budget
PriceFreeFree
Rating1.0 (1 ratings) — better—
Positive reviews54.5% of reviews—
Number of ratings1 — better—
Update frequencyEvery 3 weeksWeekly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS12.4 — better15.0
Further details — not scored
Size35 MB33 MB
Age rating4+4+
DeveloperSmallDreamzRoman Servetnyk

In-app purchases

None

Pocket

No in-app purchases

3 purchases

My Budget

Subscriptions2
  • Monthly Plan$2.991 Month
  • Yearly Plan7 Days trial$19.991 Year
One-time1
  • Premium Forever$29.99

Questions

Is Pocket free?
Pocket is free to download, with no in-app purchases.
Is My Budget free?
My Budget is free to download, with in-app purchases available.
Do Pocket or My Budget have ads?
Neither Pocket nor My Budget shows ads.
Which is updated more often, Pocket or My Budget?
Pocket ships an update every 3 weeks, and My Budget weekly. Most recently, Pocket was updated on November 4, 2026 and My Budget on November 7, 2026.

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