# eCloud4 vs LubyPay

The clearest difference is update cadence: LubyPay at every 2 weeks against eCloud4's every 2 months. On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

eCloud4 ships an update every 2 months, LubyPay every 2 weeks. The most recent releases landed on June 4, 2026 and July 9, 2026 respectively.

## The numbers

| Metric | eCloud4 | LubyPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/lubypay/id6499191671/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 96 MB | 68 MB |
| Requires iOS | **13.0** | 13.4 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [eCloud4 Corporation](https://appshunter.io/developer/1455406601) | [LubyAll LLC](https://appshunter.io/developer/1657171427) |

## What reviewers say

### eCloud4

[App page](https://appshunter.io/ios/app/ecloud4/id6447580403)

Easily manage your finances with quick QR code payments at supported merchants. Send and receive money to contacts using just an email address, and simplify bill splitting. This app offers a streamlined approach to everyday financial transactions.

**Highlights:** QR code payments, Send/receive money via email, Bill splitting, Fast and easy transactions, Merchant network payments

**Features:** macOS Compatibility

**In-app purchases:** none


### LubyPay

[App page](https://appshunter.io/ios/app/lubypay/id6499191671)

This mobile e-wallet simplifies daily transactions with secure, convenient cashless payments. It offers a multi-currency wallet, instant fund additions, and various money transfer options, aiming to give users control over their financial freedom.

**Highlights:** Secure and convenient payments, Free multi-currency wallet, Instant fund addition, Send, request, and transfer money, Multi-currency exchange, Virtual card issuance

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is eCloud4 free?

eCloud4 is free to download, with no in-app purchases.

### Is LubyPay free?

LubyPay is free to download, with no in-app purchases.

### Do eCloud4 or LubyPay have ads?

Neither eCloud4 nor LubyPay shows ads.

### Which is updated more often, eCloud4 or LubyPay?

eCloud4 ships an update every 2 months, and LubyPay every 2 weeks. Most recently, eCloud4 was updated on June 4, 2026 and LubyPay on July 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*