# eCloud4 vs Swirepay Rewards

The clearest difference is iOS requirement: eCloud4 at 13.0 against Swirepay Rewards's 15.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

eCloud4 ships an update every 2 months, Swirepay Rewards monthly. The most recent releases landed on October 4, 2026 and September 28, 2026 respectively.

## The numbers

| Metric | eCloud4 | Swirepay Rewards |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Free | — |
| Size | 96 MB | 84 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [eCloud4 Corporation](https://appshunter.io/developer/1455406601) | [Swirepay Inc.](https://appshunter.io/developer/1619088455) |

## What reviewers say

### eCloud4

[App page](https://appshunter.io/ios/app/ecloud4/id6447580403)

Easily manage your finances with quick QR code payments at supported merchants. Send and receive money to contacts using just an email address, and simplify bill splitting. This app offers a streamlined approach to everyday financial transactions.

**Highlights:** QR code payments, Send/receive money via email, Bill splitting, Fast and easy transactions, Merchant network payments

**Features:** macOS Compatibility

**In-app purchases:** none


### Swirepay Rewards

[App page](https://appshunter.io/ios/app/swirepay-rewards/id6737822631)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is eCloud4 free?

eCloud4 is free to download, with no in-app purchases.

### Is Swirepay Rewards free?

Swirepay Rewards is free to download, with no in-app purchases.

### Do eCloud4 or Swirepay Rewards have ads?

Neither eCloud4 nor Swirepay Rewards shows ads.

### Which is updated more often, eCloud4 or Swirepay Rewards?

eCloud4 ships an update every 2 months, and Swirepay Rewards monthly. Most recently, eCloud4 was updated on October 4, 2026 and Swirepay Rewards on September 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*