# Projections vs Prosper

The clearest difference is review sentiment: Prosper at 100% against Projections's 0%. Prosper also leads on rating (5.0 vs 2.0) and ads (none vs shown). Projections's advantage is monetization model (ad-supported vs freemium) and iOS requirement (12.0 vs 15.0). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Both are free to download. Projections sells 2 in-app purchases, starting at $2.99 per month and Prosper sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Prosper holds the better App Store score, 5.0 against 2.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively. Written reviews point the same way: 0% of Projections's written reviews are positive against 100% of Prosper's.

Projections ships an update every 2 weeks, Prosper every 3 weeks. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Projections | Prosper |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.0 (1 ratings)](https://appshunter.io/ios/app/projectionsretirement-planner/id6447589672/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/prosper-financial-planner/id6677030972/reviews)** |
| Number of ratings | 1 | 1 |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | **Ad-supported** | Freemium |
| Size | 63 MB | 26 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [7015781 Manitoba Inc](https://appshunter.io/developer/1447045358) | [Paulo Jose Mendes Marques](https://appshunter.io/developer/1768019220) |

## What reviewers say

### Projections

[App page](https://appshunter.io/ios/app/projectionsretirement-planner/id6447589672)

This app helps you plan for retirement by allowing you to input your assets, income, spending, and contributions. It provides real-time updates on how adjustments affect your savings goals, offering confidence in your financial future.

**Highlights:** Create retirement projections, Manual or guided setup, Real-time impact analysis, Input assets, income, spending, Track contributions, Confidence in financial future

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Individual Subscription | $2.99 | per month |
| Annual Description | $29.99 | per year |


### Prosper

[App page](https://appshunter.io/ios/app/prosper-financial-planner/id6677030972)

Plan your financial future with interactive projections for net worth, cash flow, and retirement. Simulate major life decisions and optimize financial goals like mortgage payments. Data is stored locally for privacy with optional cloud sync.

**Highlights:** Interactive net worth and cash flow projections, What-if scenario testing, Inflation-adjusted projections, Mortgage optimization tools, Household planning with multiple profiles, Offline support and local data storage

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| FP Pro - Monthly | $0.99 | per month |
| FP Pro - Annual | $3.99 | per year |
| Pro Features | $6.99 | one-time |


## Frequently asked questions

### Is Projections free?

Projections is free to download, with in-app purchases available.

### Is Prosper free?

Prosper is free to download, with in-app purchases available.

### Which has better reviews, Projections or Prosper?

Prosper is rated higher. Projections averages 2.0 out of 5 from 1 ratings, while Prosper averages 5.0 from 1 ratings.

### Do Projections or Prosper have ads?

Projections shows ads; Prosper does not.

### Which is updated more often, Projections or Prosper?

Projections ships an update every 2 weeks, and Prosper every 3 weeks. Most recently, Projections was updated on November 3, 2026 and Prosper on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*