# PBOS Mobile vs My4SB

PBOS Mobile and My4SB both sit at 4.8 stars, but that hides the real split: 100% of My4SB's written reviews are positive against 60% of PBOS Mobile's. My4SB also leads on monetization model (ad-supported vs free with in-app purchases). PBOS Mobile's advantage is ratings volume (286 vs 42). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for PBOS Mobile against 4.8 for My4SB. That said, the two scores are not equally well evidenced: PBOS Mobile has 286 ratings behind it against 42, so its average is the more settled of the two. Written reviews are what separate them: 60% of PBOS Mobile's written reviews are positive against 100% of My4SB's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 18, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | PBOS Mobile | My4SB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (286 ratings)](https://appshunter.io/ios/app/pbos-mobile/id6447651475/reviews) | [4.8 (42 ratings)](https://appshunter.io/ios/app/my4sb/id6503178556/reviews) |
| Number of ratings | **286** | 42 |
| Positive reviews | 60.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 199 MB | 178 MB |
| Requires iOS | 18.4 | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [People's Bank of Seneca](https://appshunter.io/developer/927629427) | [Four States Bancshares, Inc.](https://appshunter.io/developer/1748208312) |

## What reviewers say

### PBOS Mobile

[App page](https://appshunter.io/ios/app/pbos-mobile/id6447651475)

Consolidate all your financial accounts from various institutions into one convenient view. Manage transactions with tags and notes, set balance alerts, make payments, and transfer funds. Secure your finances with passcode or biometric login.

**Highlights:** Aggregate financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments and transfer money, View and save monthly statements, Find branches and ATMs, Secure login with passcode/biometrics

**Features:** Apple Wallet

**In-app purchases:** none


### My4SB

[App page](https://appshunter.io/ios/app/my4sb/id6503178556)

Manage your finances on the go with this secure mobile banking app. Set up alerts, make payments, transfer funds, deposit checks, and reorder debit cards. Access statements and find nearby branches and ATMs easily.

**Highlights:** Account balance alerts, Make payments and transfers, Mobile check deposit, Debit card management, View monthly statements, Find branches and ATMs, Secure login with passcode/biometrics

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is PBOS Mobile free?

PBOS Mobile is free to download, with no in-app purchases.

### Is My4SB free?

My4SB is free to download, with no in-app purchases.

### Which has better reviews, PBOS Mobile or My4SB?

PBOS Mobile and My4SB are both rated 4.8 out of 5 on the App Store, from 286 and 42 ratings respectively.

### Do PBOS Mobile or My4SB have ads?

Neither PBOS Mobile nor My4SB shows ads.

### Which is updated more often, PBOS Mobile or My4SB?

PBOS Mobile ships an update monthly, and My4SB monthly. Most recently, PBOS Mobile was updated on October 18, 2026 and My4SB on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*