# RAM Mutual vs Vantage Bank MN

The clearest difference is rating: Vantage Bank MN at 4.9 against RAM Mutual's 1.0. Vantage Bank MN also leads on ratings volume (103 vs 1) and update cadence (monthly vs every 2 months). RAM Mutual's advantage is monetization model (free vs ad-supported) and iOS requirement (16.0 vs 18.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Vantage Bank MN holds the better App Store score, 4.9 against 1.0. That said, the two scores are not equally well evidenced: Vantage Bank MN has 103 ratings behind it against 1, so its average is the more settled of the two.

RAM Mutual ships an update every 2 months, Vantage Bank MN monthly. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | RAM Mutual | Vantage Bank MN |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/ram-mutual/id6447700438/reviews) | **[4.9 (103 ratings)](https://appshunter.io/ios/app/vantage-bank-mn/id6478509869/reviews)** |
| Number of ratings | 1 | **103** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | **Free** | Ad-supported |
| Size | 4 MB | 197 MB |
| Requires iOS | **16.0** | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [RAM Mutual Insurance](https://appshunter.io/developer/1451394714) | [Vantage Bank](https://appshunter.io/developer/1174103266) |

## What reviewers say

### RAM Mutual

[App page](https://appshunter.io/ios/app/ram-mutual/id6447700438)

Manage your insurance policies, view policy details, and access digital ID cards. Submit and track claims, and make payments directly through the app. Easily connect with your insurance agent for support.

**Highlights:** View policy information, Access digital ID cards, Make payments, Submit and view claims, Contact agent

**Features:** macOS Compatibility

**In-app purchases:** none


### Vantage Bank MN

[App page](https://appshunter.io/ios/app/vantage-bank-mn/id6478509869)

Manage your finances on the go with this banking app. Set up balance alerts, make payments, transfer funds, deposit checks with a photo, and find nearby branches and ATMs. Secure your account with a passcode or biometrics.

**Highlights:** Balance alerts, Make payments, Transfer money, Mobile check deposit, View statements, Find branches/ATMs, Biometric security

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is RAM Mutual free?

RAM Mutual is free to download, with no in-app purchases.

### Is Vantage Bank MN free?

Vantage Bank MN is free to download, with no in-app purchases.

### Which has better reviews, RAM Mutual or Vantage Bank MN?

Vantage Bank MN is rated higher. RAM Mutual averages 1.0 out of 5 from 1 ratings, while Vantage Bank MN averages 4.9 from 103 ratings.

### Do RAM Mutual or Vantage Bank MN have ads?

Neither RAM Mutual nor Vantage Bank MN shows ads.

### Which is updated more often, RAM Mutual or Vantage Bank MN?

RAM Mutual ships an update every 2 months, and Vantage Bank MN monthly. Most recently, RAM Mutual was updated on November 3, 2026 and Vantage Bank MN on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*