# RAM Mutual vs Border Bank

The clearest difference is update cadence: Border Bank at every 3 weeks against RAM Mutual's every 2 months. RAM Mutual's advantage is iOS requirement (16.0 vs 18.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

RAM Mutual ships an update every 2 months, Border Bank every 3 weeks. The most recent releases landed on October 14, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | RAM Mutual | Border Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.6 (794 ratings)](https://appshunter.io/ios/app/border-bank/id6746457929/reviews)** |
| Number of ratings | — | **794** |
| Positive reviews | — | 22.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | — | Free with in-app purchases |
| Size | 4 MB | 197 MB |
| Requires iOS | **16.0** | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [RAM Mutual Insurance](https://appshunter.io/developer/1451394714) | [Border Bank](https://appshunter.io/developer/510385190) |

## What reviewers say

### RAM Mutual

[App page](https://appshunter.io/ios/app/ram-mutual/id6447700438)

**Features:** macOS Compatibility

**In-app purchases:** none


### Border Bank

[App page](https://appshunter.io/ios/app/border-bank/id6746457929)

Manage your finances with this secure and fast personal banking app. Set up alerts, make payments, transfer funds, deposit checks, and manage your debit card. Access statements and find nearby branches or ATMs.

**Highlights:** Account balance alerts, Make payments to companies and friends, Transfer money between accounts, Mobile check deposit, Debit card management, View and save monthly statements, Branch and ATM locator

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is RAM Mutual free?

RAM Mutual is free to download, with no in-app purchases.

### Is Border Bank free?

Border Bank is free to download, with no in-app purchases.

### Do RAM Mutual or Border Bank have ads?

Neither RAM Mutual nor Border Bank shows ads.

### Which is updated more often, RAM Mutual or Border Bank?

RAM Mutual ships an update every 2 months, and Border Bank every 3 weeks. Most recently, RAM Mutual was updated on October 14, 2026 and Border Bank on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*