# SmileBudget vs 資產管理 CoRich 共富島：房貸、保險、資產聯動記帳

SmileBudget and 資產管理 CoRich 共富島：房貸、保險、資產聯動記帳 are too close to call on the numbers: across 8 compared parameters — price, review sentiment, update cadence and ads among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. SmileBudget sells 2 one-off in-app purchases and 資產管理 CoRich 共富島：房貸、保險、資產聯動記帳 sells 4 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

SmileBudget ships an update every 3 days, 資產管理 CoRich 共富島：房貸、保險、資產聯動記帳 every 4 days. The most recent releases landed on October 20, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | SmileBudget | 資產管理 CoRich 共富島：房貸、保險、資產聯動記帳 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (9 ratings)](https://appshunter.io/ios/app/smilebudget-spending-tracker/id6447756224/reviews)** | — |
| Number of ratings | **9** | — |
| Positive reviews | 94.1% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 3 days** | Every 4 days |
| Monetization | Free with in-app purchases | Freemium |
| Size | 125 MB | 101 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Koniio Co., Ltd.](https://appshunter.io/developer/779303271) | [Fu Chung Lo](https://appshunter.io/developer/1820152835) |

## What reviewers say

### SmileBudget

[App page](https://appshunter.io/ios/app/smilebudget-spending-tracker/id6447756224)

A minimalist app for tracking expenses and managing finances with ease. It offers quick entry, detailed analysis, and customizable categories to help users understand their spending habits and gain financial control.

**Highlights:** Quick expense entry, Weekly/monthly/yearly expense analysis, Multi-account management, Customizable spending categories, Privacy protection with app lock, Export transactions to CSV, Cross-device synchronization

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Annual | $9.99 | one-time |
| Lifetime | $14.99 | one-time |


### 資產管理 CoRich 共富島：房貸、保險、資產聯動記帳

[App page](https://appshunter.io/ios/app/corich/id6758593913)

This app helps families visualize and manage their finances by turning assets into an island. It tracks loans, insurance, and investments, offering a clear view of net worth and cash flow. Set financial goals and track progress with a gamified approach.

**Highlights:** Visualized asset island with dynamic value tracking, iCloud family sharing for joint financial management, Comprehensive insurance tracking and cash flow prediction, Detailed cash flow and asset holding cost tracking, Goal setting with 'Dream Hot Air Balloon' progress, Loan lifecycle management for mortgages and car loans

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| CoRich Pro - 月訂閱 | $1.99 | per month |
| CoRich Pro 季訂閱 | $4.99 | per 3 months |
| CoRich Pro - 年訂閱 | $19.99 | per year |
| CoRich Pro - 終身尊榮版 | $49.99 | one-time |


## Frequently asked questions

### Is SmileBudget free?

SmileBudget is free to download, with in-app purchases available.

### Is 資產管理 CoRich 共富島：房貸、保險、資產聯動記帳 free?

資產管理 CoRich 共富島：房貸、保險、資產聯動記帳 is free to download, with in-app purchases available.

### Do SmileBudget or 資產管理 CoRich 共富島：房貸、保險、資產聯動記帳 have ads?

Neither SmileBudget nor 資產管理 CoRich 共富島：房貸、保險、資產聯動記帳 shows ads.

### Which is updated more often, SmileBudget or 資產管理 CoRich 共富島：房貸、保險、資產聯動記帳?

SmileBudget ships an update every 3 days, and 資產管理 CoRich 共富島：房貸、保險、資產聯動記帳 every 4 days. Most recently, SmileBudget was updated on October 20, 2026 and 資產管理 CoRich 共富島：房貸、保險、資產聯動記帳 on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*