# KPay Customer vs CMS Marchand

The clearest difference is device support: CMS Marchand at 3 against KPay Customer's 1. CMS Marchand also leads on iOS requirement (12.0 vs 16.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

KPay Customer ships an update every 6 weeks, CMS Marchand every 3 weeks. The most recent releases landed on October 12, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | KPay Customer | CMS Marchand |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.2 (17 ratings)](https://appshunter.io/ios/app/kpay-customer/id6447788738/reviews)** | — |
| Number of ratings | **17** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 3 weeks** |
| Monetization | Free | — |
| Size | 80 MB | 48 MB |
| Requires iOS | 16.6 | **12.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [ZUULU FINANCIAL SERVICES](https://appshunter.io/developer/1212203423) | [Crédit Mutuel du Sénégal](https://appshunter.io/developer/1745543726) |

## What reviewers say

### KPay Customer

[App page](https://appshunter.io/ios/app/kpay-customer/id6447788738)

This mobile money service allows users to perform various financial transactions, including deposits, transfers, bill payments, and credit purchases. It offers a streamlined experience for managing money with a focus on convenience and accessibility. Enjoy a wide range of services designed for efficient mobile financial management.

**Highlights:** Deposit funds, Money transfers, Bill payment, Credit purchase, Merchant payment, International transfers

**In-app purchases:** none


### CMS Marchand

[App page](https://appshunter.io/ios/app/cms-marchand/id6736886554)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is KPay Customer free?

KPay Customer is free to download, with no in-app purchases.

### Is CMS Marchand free?

CMS Marchand is free to download, with no in-app purchases.

### Do KPay Customer or CMS Marchand have ads?

Neither KPay Customer nor CMS Marchand shows ads.

### Which is updated more often, KPay Customer or CMS Marchand?

KPay Customer ships an update every 6 weeks, and CMS Marchand every 3 weeks. Most recently, KPay Customer was updated on October 12, 2026 and CMS Marchand on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*