# Split+ vs Pony Up

The clearest difference is in-app purchases: Split+ at none against Pony Up's 5. On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Pony Up sells 5 one-off in-app purchases. Split+ asks for nothing beyond the download.

Split+ ships an update fortnightly, Pony Up every 3 weeks. The most recent releases landed on October 7, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Split+ | Pony Up |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (6 ratings)](https://appshunter.io/ios/app/pony-up-split-and-budget/id6777123091/reviews)** |
| Number of ratings | — | **6** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | — | Free with in-app purchases |
| Size | 35 MB | 93 MB |
| Requires iOS | **15.1** | 16.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Digital AZ](https://appshunter.io/developer/1462171496) | [Nathan Hintz](https://appshunter.io/developer/6777123093) |

## What reviewers say

### Split+

[App page](https://appshunter.io/ios/app/split-plus-split-payments/id6447964461)

**Features:** macOS Compatibility

**In-app purchases:** none


### Pony Up

[App page](https://appshunter.io/ios/app/pony-up-split-and-budget/id6777123091)

This finance app offers a private, customizable toolkit for managing your money. It allows you to split bills, create budgets, track subscriptions, and plan debt payoff without monthly fees or ads. Users can choose individual tools or bundles, with one module offered free.

**Highlights:** Split bills with friends, Build private budgets, Track subscriptions and bills, Create debt payoff plans, Customizable dashboard, Private data storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Bill Splitter Module | $0.99 | one-time |
| Budgeting Module | $0.99 | one-time |
| Bills & Subscriptions Module | $0.99 | one-time |
| Debt Planner Module | $0.99 | one-time |
| 3 Modules Bundle | $1.99 | one-time |


## Frequently asked questions

### Is Split+ free?

Split+ is free to download, with no in-app purchases.

### Is Pony Up free?

Pony Up is free to download, with in-app purchases available.

### Do Split+ or Pony Up have ads?

Neither Split+ nor Pony Up shows ads.

### Which is updated more often, Split+ or Pony Up?

Split+ ships an update fortnightly, and Pony Up every 3 weeks. Most recently, Split+ was updated on October 7, 2026 and Pony Up on October 10, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*