# APY vs SpringPad Mutual Fund

The clearest difference is in-app purchases: SpringPad Mutual Fund at none against APY's 2. SpringPad Mutual Fund also leads on ads (none vs shown). APY's advantage is iOS requirement (13.0 vs 15.6). On price, update cadence and device support there is nothing between them.

Both are free to download. APY sells 2 in-app purchases, starting at $0.99 per month. SpringPad Mutual Fund asks for nothing beyond the download.

APY ships an update every 8 months, SpringPad Mutual Fund every 4 months. The most recent releases landed on October 8, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | APY | SpringPad Mutual Fund |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 8 months | **Every 4 months** |
| Size | 20 MB | 251 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Keyurbhai Tavethiya](https://appshunter.io/developer/1596420019) | [Springpad Wealth Solutions Private Limited](https://appshunter.io/developer/1883278351) |

## What reviewers say

### APY

[App page](https://appshunter.io/ios/app/apy-annual-yield-calculator/id6448006745)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| APY Calc Monthly Premium | $0.99 | per month |
| APY Calc Yearly Premium | $1.99 | per year |


### SpringPad Mutual Fund

[App page](https://appshunter.io/ios/app/springpad-mutual-fund/id6760214863)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is APY free?

APY is free to download, with in-app purchases available.

### Is SpringPad Mutual Fund free?

SpringPad Mutual Fund is free to download, with no in-app purchases.

### Do APY or SpringPad Mutual Fund have ads?

APY shows ads; SpringPad Mutual Fund does not.

### Which is updated more often, APY or SpringPad Mutual Fund?

APY ships an update every 8 months, and SpringPad Mutual Fund every 4 months. Most recently, APY was updated on October 8, 2026 and SpringPad Mutual Fund on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*