# Mifel vs Optima Servicios

The clearest difference is iOS requirement: Optima Servicios at 13.0 against Mifel's 16.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Mifel ships an update every 3 weeks, Optima Servicios fortnightly. The most recent releases landed on October 12, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | Mifel | Optima Servicios |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (6 ratings)](https://appshunter.io/ios/app/mifel/id6448060554/reviews)** | — |
| Number of ratings | **6** | — |
| Positive reviews | 25.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Free | — |
| Size | 82 MB | 29 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 17+ | 17+ |
| Developer | [Banca Mifel, S.A., Institucion de Banca Multiple, Grupo Financiero Mifel](https://appshunter.io/developer/611558623) | [Joel Montesanos](https://appshunter.io/developer/1863326770) |

## What reviewers say

### Mifel

[App page](https://appshunter.io/ios/app/mifel/id6448060554)

Manage your finances, open accounts, and make secure transactions from your mobile device. Enjoy features like virtual cards for online purchases, budget control, savings goals, and investment options. Easily locate branches and ATMs, and pay bills without commission.

**Highlights:** Open accounts from your phone, Virtual cards for secure online shopping, Budget control and savings goals, Investment options, Bill payments without commission, SPEI and DiMo transfers, Branch and ATM locator

**Features:** Apple Wallet

**In-app purchases:** none


### Optima Servicios

[App page](https://appshunter.io/ios/app/optima-servicios/id6756865941)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Mifel free?

Mifel is free to download, with no in-app purchases.

### Is Optima Servicios free?

Optima Servicios is free to download, with no in-app purchases.

### Do Mifel or Optima Servicios have ads?

Neither Mifel nor Optima Servicios shows ads.

### Which is updated more often, Mifel or Optima Servicios?

Mifel ships an update every 3 weeks, and Optima Servicios fortnightly. Most recently, Mifel was updated on October 12, 2026 and Optima Servicios on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*