# debtMe vs Pay Day

The clearest difference is in-app purchases: debtMe at none against Pay Day's 1. debtMe also leads on ads (none vs shown). Pay Day's advantage is update cadence (every 2 weeks vs every 4 months). On price, device support and iOS requirement there is nothing between them.

Both are free to download. Pay Day sells 1 one-off in-app purchase. debtMe asks for nothing beyond the download.

debtMe ships an update every 4 months, Pay Day every 2 weeks. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | debtMe | Pay Day |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/debtme/id6448072205/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 4 months | **Every 2 weeks** |
| Monetization | Paid | — |
| Size | 25 MB | 7 MB |
| Requires iOS | **17.0** | 18.2 |
| Devices | **iPhone, iPad, Mac, Vision Pro** | iPhone, iPad, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [Francisco Landero](https://appshunter.io/developer/1513271476) | [ATOM TECH SAS DE CV](https://appshunter.io/developer/1500784709) |

## What reviewers say

### debtMe

[App page](https://appshunter.io/ios/app/debtme/id6448072205)

Easily track money owed and lent between friends and family. Maintain a clear record of all transactions to avoid confusion and ensure fair repayment.

**Highlights:** Track transactions with friends, Record debts owed, Record money lent, Easy transaction history, Clear financial records

**In-app purchases:** none


### Pay Day

[App page](https://appshunter.io/ios/app/pay-day-due-date/id6753886194)

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads Forever | $3.99 | one-time |


## Frequently asked questions

### Is debtMe free?

debtMe is free to download, with no in-app purchases.

### Is Pay Day free?

Pay Day is free to download, with in-app purchases available.

### Do debtMe or Pay Day have ads?

Pay Day shows ads; debtMe does not.

### Which is updated more often, debtMe or Pay Day?

debtMe ships an update every 4 months, and Pay Day every 2 weeks. Most recently, debtMe was updated on November 3, 2026 and Pay Day on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*