# Freedom Pay Wallet vs Setld.

The clearest difference is update cadence: Setld. at every 4 days against Freedom Pay Wallet's every 5 months. Freedom Pay Wallet's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Freedom Pay Wallet ships an update every 5 months, Setld. every 4 days. The most recent releases landed on October 7, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Freedom Pay Wallet | Setld. |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 4 days** |
| Monetization | Free | — |
| Size | 60 MB | 5 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Freedom Development Foundation CIC](https://appshunter.io/developer/1683535020) | [BENNO LUTZ VAN DER MERWE](https://appshunter.io/developer/6786210116) |

## What reviewers say

### Freedom Pay Wallet

[App page](https://appshunter.io/ios/app/freedom-pay-wallet/id6448116005)

A non-custodial digital wallet designed to provide fair access to the global financial system. It leverages blockchain technology to reduce remittance fees and enable instant settlements, empowering users in Africa with seamless access to financial services.

**Highlights:** Instant fund transfers via QR codes, addresses, and usernames, International remittance with no hidden fees, Secure and instant fund reception, Transaction history tracking, Non-custodial fund management

**Features:** macOS Compatibility

**In-app purchases:** none


### Setld.

[App page](https://appshunter.io/ios/app/setld/id6786210114)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Freedom Pay Wallet free?

Freedom Pay Wallet is free to download, with no in-app purchases.

### Is Setld. free?

Setld. is free to download, with no in-app purchases.

### Do Freedom Pay Wallet or Setld. have ads?

Neither Freedom Pay Wallet nor Setld. shows ads.

### Which is updated more often, Freedom Pay Wallet or Setld.?

Freedom Pay Wallet ships an update every 5 months, and Setld. every 4 days. Most recently, Freedom Pay Wallet was updated on October 7, 2026 and Setld. on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*