# Карма от Скоринг Бюро vs ПО

The clearest difference is update cadence: Карма от Скоринг Бюро at every 9 days against ПО's every 6 weeks. Карма от Скоринг Бюро also leads on review sentiment (58% vs 43%). ПО's advantage is iOS requirement (13.0 vs 17.4). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Карма от Скоринг Бюро ships an update every 9 days, ПО every 6 weeks. The most recent releases landed on October 15, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | Карма от Скоринг Бюро | ПО |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.8 (26 ratings)](https://appshunter.io/ios/app/id6474120365/reviews)** |
| Number of ratings | — | **26** |
| Positive reviews | **57.7% of reviews** | 43.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 9 days** | Every 6 weeks |
| Monetization | Free | Free |
| Size | 62 MB | 65 MB |
| Requires iOS | 17.4 | **13.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [BCH SB LLC](https://appshunter.io/developer/1684204842) | [Direct Credit](https://appshunter.io/developer/1546602815) |

## What reviewers say

### Карма от Скоринг Бюро

[App page](https://appshunter.io/ios/app/id6448271190)

Assess your financial health with a tracker that evaluates your financial discipline over the past three years. Understand how banks view you, compare your score, and access your credit report and rating. Receive personalized recommendations to improve your financial situation.

**Highlights:** Financial health index, Factors influencing score, Improvement recommendations, Credit report and history, Credit rating and dynamics, Data security and encryption

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### ПО

[App page](https://appshunter.io/ios/app/id6474120365)

This finance app allows users to register via their phone number. It is operated by a microcredit company, providing contact details and official registration information.

**Highlights:** Phone number registration, Company contact information, Official registration details, Microcredit services

**In-app purchases:** none


## Frequently asked questions

### Is Карма от Скоринг Бюро free?

Карма от Скоринг Бюро is free to download, with no in-app purchases.

### Is ПО free?

ПО is free to download, with no in-app purchases.

### Do Карма от Скоринг Бюро or ПО have ads?

Neither Карма от Скоринг Бюро nor ПО shows ads.

### Which is updated more often, Карма от Скоринг Бюро or ПО?

Карма от Скоринг Бюро ships an update every 9 days, and ПО every 6 weeks. Most recently, Карма от Скоринг Бюро was updated on October 15, 2026 and ПО on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*