# Neptune nVAULT vs Cleva App

The clearest difference is iOS requirement: Neptune nVAULT at 13.0 against Cleva App's 15. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Neptune nVAULT ships an update every 2 weeks, Cleva App every 9 days. The most recent releases landed on October 25, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Neptune nVAULT | Cleva App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.7 (1.5K ratings)](https://appshunter.io/ios/app/cleva-app/id6473619732/reviews)** |
| Number of ratings | — | **1.5K** |
| Positive reviews | — | 59.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 9 days** |
| Monetization | — | Free |
| Size | 92 MB | 220 MB |
| Requires iOS | **13.0** | 15 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [NEPTUNE MICROFINANCE BANK LIMITED](https://appshunter.io/developer/1684468067) | [Cleva Technologies, Inc.](https://appshunter.io/developer/1719266520) |

## What reviewers say

### Neptune nVAULT

[App page](https://appshunter.io/ios/app/neptune-nvault/id6448350887)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Cleva App

[App page](https://appshunter.io/ios/app/cleva-app/id6473619732)

Manage your money globally with this app. Send and receive funds internationally, hold USD, and spend online with a virtual card. Earn rewards and refer friends for extra benefits.

**Highlights:** Send money internationally, Receive USD payments, Receive stablecoins, Convert currencies, Virtual USD card, Hold funds in USD, Earn Cleva Points

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and easy to use
- 👍 User-friendly interface
- 💰 Reliable for international payments
- 🤝 Good customer service

**What reviewers complain about**

- 🐛 Payment issues and delays
- 🔄 Frequent app updates causing frustration
- 🔒 Concerns about security and account access

**Reported bugs**

- Rejected transactions with new bank partner
- Delayed or missing fund transfers
- Inability to access old account numbers

**Requested features**

- Reinstate Wells Fargo bank integration
- Add support for international wire transfers
- Introduce push notifications for account credits
- Enable withdrawal from virtual cards


## Frequently asked questions

### Is Neptune nVAULT free?

Neptune nVAULT is free to download, with no in-app purchases.

### Is Cleva App free?

Cleva App is free to download, with no in-app purchases.

### Do Neptune nVAULT or Cleva App have ads?

Neither Neptune nVAULT nor Cleva App shows ads.

### Which is updated more often, Neptune nVAULT or Cleva App?

Neptune nVAULT ships an update every 2 weeks, and Cleva App every 9 days. Most recently, Neptune nVAULT was updated on October 25, 2026 and Cleva App on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*