# NDB mBanking vs CHID PAY

The clearest difference is rating: NDB mBanking at 5.0 against CHID PAY's 4.2. NDB mBanking also leads on update cadence (every 2 days vs every 10 months). CHID PAY's advantage is ratings volume (6 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NDB mBanking holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: CHID PAY has 6 ratings behind it against 1, so its average is the more settled of the two.

NDB mBanking ships an update every 2 days, CHID PAY every 10 months. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | NDB mBanking | CHID PAY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/ndb-mbanking/id6448618963/reviews)** | [4.2 (6 ratings)](https://appshunter.io/ios/app/chid-pay/id6467856336/reviews) |
| Number of ratings | 1 | **6** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 days** | Every 10 months |
| Monetization | Free | Free |
| Size | 46 MB | 136 MB |
| Requires iOS | 15.6 | **15.5** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Naypyitaw Sibin Bank](https://appshunter.io/developer/1439309199) | [CHID](https://appshunter.io/developer/1709269450) |

## What reviewers say

### NDB mBanking

[App page](https://appshunter.io/ios/app/ndb-mbanking/id6448618963)

Manage your finances on the go with this mobile banking application. Perform transfers, top up accounts, pay bills, and access detailed transaction history. Stay informed about your account activity anytime, anywhere.

**Highlights:** Account transfers, Fund transfers, Account top-ups, Skynet payments, Water bill payments, Account information access, Transaction history viewing

**Features:** macOS Compatibility

**In-app purchases:** none


### CHID PAY

[App page](https://appshunter.io/ios/app/chid-pay/id6467856336)

Access your bank accounts anytime, anywhere. View balances, transaction history, and perform fund transfers and mobile top-ups. More services are planned for future updates.

**Highlights:** 24/7 banking access, View account balance, Transaction history, Fund transfer, Mobile top-up, General services

**In-app purchases:** none


## Frequently asked questions

### Is NDB mBanking free?

NDB mBanking is free to download, with no in-app purchases.

### Is CHID PAY free?

CHID PAY is free to download, with no in-app purchases.

### Which has better reviews, NDB mBanking or CHID PAY?

NDB mBanking is rated higher. NDB mBanking averages 5.0 out of 5 from 1 ratings, while CHID PAY averages 4.2 from 6 ratings.

### Do NDB mBanking or CHID PAY have ads?

Neither NDB mBanking nor CHID PAY shows ads.

### Which is updated more often, NDB mBanking or CHID PAY?

NDB mBanking ships an update every 2 days, and CHID PAY every 10 months. Most recently, NDB mBanking was updated on October 24, 2026 and CHID PAY on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*