# NDB mBanking vs GTB Pay

The clearest difference is rating: NDB mBanking at 5.0 against GTB Pay's 4.0. NDB mBanking also leads on update cadence (every 2 days vs every 2 months). GTB Pay's advantage is ratings volume (7 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NDB mBanking holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: GTB Pay has 7 ratings behind it against 1, so its average is the more settled of the two.

NDB mBanking ships an update every 2 days, GTB Pay every 2 months. Both last shipped on October 24, 2026.

## The numbers

| Metric | NDB mBanking | GTB Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/ndb-mbanking/id6448618963/reviews)** | [4.0 (7 ratings)](https://appshunter.io/ios/app/gtb-pay/id6479803787/reviews) |
| Number of ratings | 1 | **7** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 days** | Every 2 months |
| Monetization | Free | Free |
| Size | 46 MB | 35 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Naypyitaw Sibin Bank](https://appshunter.io/developer/1439309199) | [GLOBAL TREASURE BANK PUBLIC COMPANY LIMITED](https://appshunter.io/developer/1453369860) |

## What reviewers say

### NDB mBanking

[App page](https://appshunter.io/ios/app/ndb-mbanking/id6448618963)

Manage your finances on the go with this mobile banking application. Perform transfers, top up accounts, pay bills, and access detailed transaction history. Stay informed about your account activity anytime, anywhere.

**Highlights:** Account transfers, Fund transfers, Account top-ups, Skynet payments, Water bill payments, Account information access, Transaction history viewing

**Features:** macOS Compatibility

**In-app purchases:** none


### GTB Pay

[App page](https://appshunter.io/ios/app/gtb-pay/id6479803787)

Manage your finances on the go with this secure and user-friendly financial app. Easily transfer money, pay bills, and load funds using your MPU card or QR codes. Enjoy 24/7 customer support for a seamless banking experience.

**Highlights:** Wallet-to-wallet transfers, Cash in from MPU card, QR code transactions, Bill payment, Secure and reliable, User-friendly interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is NDB mBanking free?

NDB mBanking is free to download, with no in-app purchases.

### Is GTB Pay free?

GTB Pay is free to download, with no in-app purchases.

### Which has better reviews, NDB mBanking or GTB Pay?

NDB mBanking is rated higher. NDB mBanking averages 5.0 out of 5 from 1 ratings, while GTB Pay averages 4.0 from 7 ratings.

### Do NDB mBanking or GTB Pay have ads?

Neither NDB mBanking nor GTB Pay shows ads.

### Which is updated more often, NDB mBanking or GTB Pay?

NDB mBanking ships an update every 2 days, and GTB Pay every 2 months. Most recently, NDB mBanking was updated on October 24, 2026 and GTB Pay on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*