# NDB mBanking vs Pay2U Pay

The clearest difference is rating: NDB mBanking at 5.0 against Pay2U Pay's 4.5. NDB mBanking also leads on update cadence (every 2 days vs every 3 months). Pay2U Pay's advantage is ratings volume (20 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NDB mBanking holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Pay2U Pay has 20 ratings behind it against 1, so its average is the more settled of the two.

NDB mBanking ships an update every 2 days, Pay2U Pay every 3 months. The most recent releases landed on October 24, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | NDB mBanking | Pay2U Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/ndb-mbanking/id6448618963/reviews)** | [4.5 (20 ratings)](https://appshunter.io/ios/app/pay2u-pay/id6737432880/reviews) |
| Number of ratings | 1 | **20** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 days** | Every 3 months |
| Monetization | Free | Free |
| Size | 46 MB | 36 MB |
| Requires iOS | 15.6 | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Naypyitaw Sibin Bank](https://appshunter.io/developer/1439309199) | [PAY2U COMPANY LIMITED](https://appshunter.io/developer/1776340596) |

## What reviewers say

### NDB mBanking

[App page](https://appshunter.io/ios/app/ndb-mbanking/id6448618963)

Manage your finances on the go with this mobile banking application. Perform transfers, top up accounts, pay bills, and access detailed transaction history. Stay informed about your account activity anytime, anywhere.

**Highlights:** Account transfers, Fund transfers, Account top-ups, Skynet payments, Water bill payments, Account information access, Transaction history viewing

**Features:** macOS Compatibility

**In-app purchases:** none


### Pay2U Pay

[App page](https://appshunter.io/ios/app/pay2u-pay/id6737432880)

Manage your finances with this secure and user-friendly mobile application. Easily transfer money between wallets or use QR codes for quick transactions. It prioritizes your financial security with advanced encryption.

**Highlights:** Wallet-to-wallet transfers, QR code payments, Secure transactions, User-friendly interface, Finance and investment tracking

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is NDB mBanking free?

NDB mBanking is free to download, with no in-app purchases.

### Is Pay2U Pay free?

Pay2U Pay is free to download, with no in-app purchases.

### Which has better reviews, NDB mBanking or Pay2U Pay?

NDB mBanking is rated higher. NDB mBanking averages 5.0 out of 5 from 1 ratings, while Pay2U Pay averages 4.5 from 20 ratings.

### Do NDB mBanking or Pay2U Pay have ads?

Neither NDB mBanking nor Pay2U Pay shows ads.

### Which is updated more often, NDB mBanking or Pay2U Pay?

NDB mBanking ships an update every 2 days, and Pay2U Pay every 3 months. Most recently, NDB mBanking was updated on October 24, 2026 and Pay2U Pay on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*