# Split Pay vs Crescent Bank

The clearest difference is monetization model: Split Pay at free against Crescent Bank's free with in-app purchases. Split Pay also leads on chart position (#28 vs unranked) and ratings volume (21K vs 3K). On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Split Pay against 4.9 for Crescent Bank. That said, the two scores are not equally well evidenced: Split Pay has 21K ratings behind it against 3K, so its average is the more settled of the two. Written reviews are what separate them: 72% of Split Pay's written reviews are positive against 77% of Crescent Bank's.

Split Pay ships an update fortnightly, Crescent Bank monthly. The most recent releases landed on October 31, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Split Pay | Crescent Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (21K ratings)](https://appshunter.io/ios/app/split-pay-split-bills-in-two/id6448634850/reviews)** | [4.9 (3K ratings)](https://appshunter.io/ios/app/crescent-bank/id6473463707/reviews) |
| Number of ratings | **21K** | 3K |
| Positive reviews | 72.0% of reviews | **76.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | **Free** | Free with in-app purchases |
| Best chart rank | **#28** | — |
| Size | 66 MB | 120 MB |
| Requires iOS | 16.6 | **16.0** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Visible Ideas](https://appshunter.io/developer/1685211689) | [Crescent Bank](https://appshunter.io/developer/1719001206) |

## What reviewers say

### Split Pay

[App page](https://appshunter.io/ios/app/split-pay-split-bills-in-two/id6448634850)

**Currently charting:** #28 Top Free · Finance (US App Store)

This app allows renters to divide their monthly rent into two smaller, more manageable payments. It helps with budgeting and can also be used to build credit history by reporting on-time payments.

**Highlights:** Split rent into two payments, Build credit history, Improve budgeting, Works with all payment systems, Autopay functionality, Free credit reporting option

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Great service with team members that go above and beyond
- 👍 Easy to use and intuitive
- 💡 Helpful split pay feature
- 🚀 Smooth and seamless process
- 👍 Convenient for budgeting and managing rent payments

**What reviewers complain about**

- 🐛 Delayed rent payments to landlord
- 🐛 Accounts suspended with no explanation
- 🐛 Difficult to get approved for split pay
- 🐛 App crashes and freezes
- 🐛 Lack of integration with property management portals

**Reported bugs**

- Login screen freezes
- Incompatibility with certain bank accounts
- Payments not showing up in app after being processed

**Requested features**

- Ability to change payment dates after initial setup
- Option to adjust second split pay date within 30-day period
- Integration with property management payment portals
- Clearer communication on approval process and reasons for account suspension


### Crescent Bank

[App page](https://appshunter.io/ios/app/crescent-bank/id6473463707)

Manage your banking and auto loans conveniently from your mobile device. Check balances, view statements, make payments, and track transaction activity. Stay informed with alerts and communicate securely with the bank.

**Highlights:** Check account balances, View loan statements, Make one-time payments, Schedule recurring payments, Track transaction history, Enable account alerts, Secure in-app messaging

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Split Pay free?

Split Pay is free to download, with no in-app purchases.

### Is Crescent Bank free?

Crescent Bank is free to download, with no in-app purchases.

### Which has better reviews, Split Pay or Crescent Bank?

Split Pay is rated higher. Split Pay averages 4.9 out of 5 from 21K ratings, while Crescent Bank averages 4.9 from 3K ratings.

### Do Split Pay or Crescent Bank have ads?

Neither Split Pay nor Crescent Bank shows ads.

### Which is updated more often, Split Pay or Crescent Bank?

Split Pay ships an update fortnightly, and Crescent Bank monthly. Most recently, Split Pay was updated on October 31, 2026 and Crescent Bank on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*