# Split Pay vs Argyle

The clearest difference is review sentiment: Split Pay at 73% against Argyle's 0%. Split Pay also leads on rating (4.9 vs 1.6) and ratings volume (18K vs 7). Argyle's advantage is update cadence (weekly vs every 2 weeks) and iOS requirement (14.0 vs 16.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Split Pay holds the better App Store score, 4.9 against 1.6. That said, the two scores are not equally well evidenced: Split Pay has 18K ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 73% of Split Pay's written reviews are positive against 0% of Argyle's.

Split Pay ships an update every 2 weeks, Argyle weekly. The most recent releases landed on September 29, 2026 and September 1, 2026 respectively.

## The numbers

| Metric | Split Pay | Argyle |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (18K ratings)](https://appshunter.io/ios/app/split-pay-split-bills-in-two/id6448634850/reviews)** | [1.6 (7 ratings)](https://appshunter.io/ios/app/argyle-link/id6742778506/reviews) |
| Number of ratings | **18K** | 7 |
| Positive reviews | **72.6% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Weekly** |
| Monetization | Free | Free |
| Best chart rank | **#56** | — |
| Size | 64 MB | 13 MB |
| Requires iOS | 16.6 | **14.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Visible Ideas](https://appshunter.io/developer/1685211689) | [Argyle Systems Inc.](https://appshunter.io/developer/1799909159) |

## What reviewers say

### Split Pay

[App page](https://appshunter.io/ios/app/split-pay-split-bills-in-two/id6448634850)

**Currently charting:** #56 Top Free · Finance (US App Store)

This app allows renters to divide their monthly rent into two smaller, more manageable payments. It helps with budgeting and can also be used to build credit history by reporting on-time payments.

**Highlights:** Split rent into two payments, Build credit history, Improve budgeting, Works with all payment systems, Autopay functionality, Free credit reporting option

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Great service with team members that go above and beyond
- 👍 Easy to use and intuitive
- 💡 Helpful split pay feature
- 🚀 Smooth and seamless process
- 👍 Convenient for budgeting and managing rent payments

**What reviewers complain about**

- 🐛 Delayed rent payments to landlord
- 🐛 Accounts suspended with no explanation
- 🐛 Difficult to get approved for split pay
- 🐛 App crashes and freezes
- 🐛 Lack of integration with property management portals

**Reported bugs**

- Login screen freezes
- Incompatibility with certain bank accounts
- Payments not showing up in app after being processed

**Requested features**

- Ability to change payment dates after initial setup
- Option to adjust second split pay date within 30-day period
- Integration with property management payment portals
- Clearer communication on approval process and reasons for account suspension


### Argyle

[App page](https://appshunter.io/ios/app/argyle-link/id6742778506)

Easily share your income and employment data with lenders, insurers, and background screeners. Securely connect your payroll account to avoid manual verification processes and speed up applications for homes or jobs.

**Highlights:** Income and employment verification, Secure payroll account connection, Direct data sharing with service providers, Faster application processing, No need for paystubs or forms

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Split Pay free?

Split Pay is free to download, with no in-app purchases.

### Is Argyle free?

Argyle is free to download, with no in-app purchases.

### Which has better reviews, Split Pay or Argyle?

Split Pay is rated higher. Split Pay averages 4.9 out of 5 from 18K ratings, while Argyle averages 1.6 from 7 ratings.

### Do Split Pay or Argyle have ads?

Neither Split Pay nor Argyle shows ads.

### Which is updated more often, Split Pay or Argyle?

Split Pay ships an update every 2 weeks, and Argyle weekly. Most recently, Split Pay was updated on September 29, 2026 and Argyle on September 1, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*