# Split Pay vs Fairtabs

The clearest difference is in-app purchases: Split Pay at none against Fairtabs's 2. Split Pay also leads on ratings volume (20K vs 2) and chart position (#99 vs unranked). Fairtabs's advantage is update cadence (every 3 days vs every 2 weeks). On price, rating, ads and device support there is nothing between them.

Both are free to download. Fairtabs sells 2 in-app purchases, starting at $1.99 per month. Split Pay asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.9 for Split Pay against 5.0 for Fairtabs. That said, the two scores are not equally well evidenced: Split Pay has 20K ratings behind it against 2, so its average is the more settled of the two.

Split Pay ships an update every 2 weeks, Fairtabs every 3 days. The most recent releases landed on October 14, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Split Pay | Fairtabs |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (20K ratings)](https://appshunter.io/ios/app/split-pay-split-bills-in-two/id6448634850/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/fairtabs-split-bills/id6766775163/reviews)** |
| Number of ratings | **20K** | 2 |
| Positive reviews | 71.9% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 3 days** |
| Monetization | **Free** | Freemium |
| Best chart rank | **#99** | — |
| Size | 65 MB | 9 MB |
| Requires iOS | **16.6** | 26.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Visible Ideas](https://appshunter.io/developer/1685211689) | [Fairtabs](https://appshunter.io/developer/1896324112) |

## What reviewers say

### Split Pay

[App page](https://appshunter.io/ios/app/split-pay-split-bills-in-two/id6448634850)

**Currently charting:** #99 Top Free · Finance (US App Store)

This app allows renters to divide their monthly rent into two smaller, more manageable payments. It helps with budgeting and can also be used to build credit history by reporting on-time payments.

**Highlights:** Split rent into two payments, Build credit history, Improve budgeting, Works with all payment systems, Autopay functionality, Free credit reporting option

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Great service with team members that go above and beyond
- 👍 Easy to use and intuitive
- 💡 Helpful split pay feature
- 🚀 Smooth and seamless process
- 👍 Convenient for budgeting and managing rent payments

**What reviewers complain about**

- 🐛 Delayed rent payments to landlord
- 🐛 Accounts suspended with no explanation
- 🐛 Difficult to get approved for split pay
- 🐛 App crashes and freezes
- 🐛 Lack of integration with property management portals

**Reported bugs**

- Login screen freezes
- Incompatibility with certain bank accounts
- Payments not showing up in app after being processed

**Requested features**

- Ability to change payment dates after initial setup
- Option to adjust second split pay date within 30-day period
- Integration with property management payment portals
- Clearer communication on approval process and reasons for account suspension


### Fairtabs

[App page](https://appshunter.io/ios/app/fairtabs-split-bills/id6766775163)

Easily split expenses with friends and roommates. Snap receipts for automatic itemization, track balances, and settle up seamlessly through your preferred payment apps. Manage recurring bills and gain insights into your spending.

**Highlights:** Receipt OCR for automatic data entry, One-tap settlement via trusted payment apps, Trip expense recaps, Running balance per friendship, Recurring expense management, Spending insights by category and friend

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Plus (Monthly) | $1.99 | per month |
| Plus (Yearly) | $17.99 | per year |


## Frequently asked questions

### Is Split Pay free?

Split Pay is free to download, with no in-app purchases.

### Is Fairtabs free?

Fairtabs is free to download, with in-app purchases available.

### Which has better reviews, Split Pay or Fairtabs?

Fairtabs is rated higher. Split Pay averages 4.9 out of 5 from 20K ratings, while Fairtabs averages 5.0 from 2 ratings.

### Do Split Pay or Fairtabs have ads?

Neither Split Pay nor Fairtabs shows ads.

### Which is updated more often, Split Pay or Fairtabs?

Split Pay ships an update every 2 weeks, and Fairtabs every 3 days. Most recently, Split Pay was updated on October 14, 2026 and Fairtabs on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*