# Split Pay vs HomeDrive Assurance

The clearest difference is chart position: Split Pay at #39 against HomeDrive Assurance's unranked. Split Pay also leads on iOS requirement (16.6 vs 18.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Split Pay | HomeDrive Assurance |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (21K ratings)](https://appshunter.io/ios/app/split-pay-split-bills-in-two/id6448634850/reviews)** | — |
| Number of ratings | **21K** | — |
| Positive reviews | 72.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | Free | — |
| Best chart rank | **#39** | — |
| Size | 66 MB | 14 MB |
| Requires iOS | **16.6** | 18.6 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Visible Ideas](https://appshunter.io/developer/1685211689) | [HomeDrive Assurance](https://appshunter.io/developer/6788561326) |

## What reviewers say

### Split Pay

[App page](https://appshunter.io/ios/app/split-pay-split-bills-in-two/id6448634850)

**Currently charting:** #39 Top Free · Finance (US App Store)

This app allows renters to divide their monthly rent into two smaller, more manageable payments. It helps with budgeting and can also be used to build credit history by reporting on-time payments.

**Highlights:** Split rent into two payments, Build credit history, Improve budgeting, Works with all payment systems, Autopay functionality, Free credit reporting option

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Great service with team members that go above and beyond
- 👍 Easy to use and intuitive
- 💡 Helpful split pay feature
- 🚀 Smooth and seamless process
- 👍 Convenient for budgeting and managing rent payments

**What reviewers complain about**

- 🐛 Delayed rent payments to landlord
- 🐛 Accounts suspended with no explanation
- 🐛 Difficult to get approved for split pay
- 🐛 App crashes and freezes
- 🐛 Lack of integration with property management portals

**Reported bugs**

- Login screen freezes
- Incompatibility with certain bank accounts
- Payments not showing up in app after being processed

**Requested features**

- Ability to change payment dates after initial setup
- Option to adjust second split pay date within 30-day period
- Integration with property management payment portals
- Clearer communication on approval process and reasons for account suspension


### HomeDrive Assurance

[App page](https://appshunter.io/ios/app/homedrive-assurance/id6788561324)

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Split Pay free?

Split Pay is free to download, with no in-app purchases.

### Is HomeDrive Assurance free?

HomeDrive Assurance is free to download, with no in-app purchases.

### Do Split Pay or HomeDrive Assurance have ads?

Neither Split Pay nor HomeDrive Assurance shows ads.

### Which is updated more often, Split Pay or HomeDrive Assurance?

Split Pay ships an update fortnightly, and HomeDrive Assurance fortnightly. Most recently, Split Pay was updated on November 5, 2026 and HomeDrive Assurance on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*