# Smart Savings. vs RiyadPay

The clearest difference is rating: RiyadPay at 2.5 against Smart Savings.'s 1.0. On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

RiyadPay holds the better App Store score, 2.5 against 1.0. Both are backed by a comparable volume of ratings — 1 and 2 respectively.

Smart Savings. ships an update every 3 weeks, RiyadPay monthly. Both last shipped on September 24, 2026.

## The numbers

| Metric | Smart Savings. | RiyadPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/smart-savings/id6448688339/reviews) | **[2.5 (2 ratings)](https://appshunter.io/ios/app/riyadpay/id6739498381/reviews)** |
| Number of ratings | 1 | **2** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | Free | Free |
| Size | 62 MB | 182 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [Dafa.sa](https://appshunter.io/developer/1685595066) | [RiyadBank](https://appshunter.io/developer/591647699) |

## What reviewers say

### Smart Savings.

[App page](https://appshunter.io/ios/app/smart-savings/id6448688339)

Invest in Saudi Arabian investment and real estate funds at low cost. This platform digitalizes the investment process, making it accessible and user-friendly for everyone. It serves as an investment management hub with easy access to various benefits.

**Highlights:** Invest in investment funds, Invest in real estate funds, Digitalized investment process, User-friendly interface, Low-cost investing, Investment management hub

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### RiyadPay

[App page](https://appshunter.io/ios/app/riyadpay/id6739498381)

Manage your finances with this digital wallet app. It offers secure local and international money transfers, bill payments, and salary disbursements for household workers. Enjoy cashback and rewards on your spending.

**Highlights:** International transfer aggregator, Local wallet-to-wallet transfers, SARIE service transfers, SADAD bill payments, Musaned payments for household workers, Cashback and rewards

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Smart Savings. free?

Smart Savings. is free to download, with no in-app purchases.

### Is RiyadPay free?

RiyadPay is free to download, with no in-app purchases.

### Which has better reviews, Smart Savings. or RiyadPay?

RiyadPay is rated higher. Smart Savings. averages 1.0 out of 5 from 1 ratings, while RiyadPay averages 2.5 from 2 ratings.

### Do Smart Savings. or RiyadPay have ads?

Neither Smart Savings. nor RiyadPay shows ads.

### Which is updated more often, Smart Savings. or RiyadPay?

Smart Savings. ships an update every 3 weeks, and RiyadPay monthly. Most recently, Smart Savings. was updated on September 24, 2026 and RiyadPay on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*