# FPCU CardNav vs AFL

The clearest difference is rating: AFL at 5.0 against FPCU CardNav's 3.0. On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

AFL holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 4 and 3 respectively.

FPCU CardNav ships an update every 4 months, AFL every 8 months. The most recent releases landed on October 24, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | FPCU CardNav | AFL |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (4 ratings)](https://appshunter.io/ios/app/fpcu-cardnav/id6448703904/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/afl-cio-efcu-crdctrl/id6476321977/reviews)** |
| Number of ratings | **4** | 3 |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 months** | Every 8 months |
| Monetization | Free | Free |
| Size | 71 MB | 71 MB |
| Requires iOS | 14.0 | 14.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Financial Plus Credit Union (IA)](https://appshunter.io/developer/575348299) | [AFL-CIO Employees Federal Credit Union](https://appshunter.io/developer/1437540569) |

## What reviewers say

### FPCU CardNav

[App page](https://appshunter.io/ios/app/fpcu-cardnav/id6448703904)

Manage your credit card usage with transaction alerts and customizable controls. Define when, where, and how your cards are used to monitor and manage your financial institution's credit cards directly from your smartphone.

**Highlights:** Transaction alerts, Card usage controls, Customizable alert preferences, Real-time card monitoring, Manage credit cards

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### AFL

[App page](https://appshunter.io/ios/app/afl-cio-efcu-crdctrl/id6476321977)

Take complete command of your debit and credit cards. Set spending limits, control transaction types, and define geographic usage areas. Instantly lock or unlock cards for enhanced security and peace of mind.

**Highlights:** Manage card usage by type, location, and merchant, Instantly turn cards on or off, Set GPS-based usage restrictions, Establish transaction dollar limits, Receive alerts for suspicious activity, Real-time transaction denial option

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is FPCU CardNav free?

FPCU CardNav is free to download, with no in-app purchases.

### Is AFL free?

AFL is free to download, with no in-app purchases.

### Which has better reviews, FPCU CardNav or AFL?

AFL is rated higher. FPCU CardNav averages 3.0 out of 5 from 4 ratings, while AFL averages 5.0 from 3 ratings.

### Do FPCU CardNav or AFL have ads?

Neither FPCU CardNav nor AFL shows ads.

### Which is updated more often, FPCU CardNav or AFL?

FPCU CardNav ships an update every 4 months, and AFL every 8 months. Most recently, FPCU CardNav was updated on October 24, 2026 and AFL on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*