# CIT Smart Mobile App vs Groot Pay

The clearest difference is update cadence: Groot Pay at every 6 weeks against CIT Smart Mobile App's every 26 months. Groot Pay also leads on device support. CIT Smart Mobile App's advantage is iOS requirement (12.4 vs 16.0). On price and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CIT Smart Mobile App ships an update every 26 months, Groot Pay every 6 weeks. The most recent releases landed on October 5, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | CIT Smart Mobile App | Groot Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/cit-smart-mobile-app/id6448749422/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | No | No |
| Ads | — | No |
| Update frequency | Every 26 months | **Every 6 weeks** |
| Monetization | Free | — |
| Size | 12 MB | 125 MB |
| Requires iOS | **12.4** | 16.0 |
| Devices | — | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Citizen Investment Trust](https://appshunter.io/developer/1686092811) | [Innovation Next](https://appshunter.io/developer/1801665641) |

## What reviewers say

### CIT Smart Mobile App

[App page](https://appshunter.io/ios/app/cit-smart-mobile-app/id6448749422)

Access your financial accounts quickly and securely. View balances, statements, and locate branches with navigation. Manage various insurance and investment funds.

**Highlights:** View account balances, Access mini and full statements, Locate branches with navigation, View insurance fund statements, Manage investment fund statements

**In-app purchases:** none


### Groot Pay

[App page](https://appshunter.io/ios/app/groot-pay/id6743147779)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is CIT Smart Mobile App free?

CIT Smart Mobile App is free to download, with no in-app purchases.

### Is Groot Pay free?

Groot Pay is free to download, with no in-app purchases.

### Which is updated more often, CIT Smart Mobile App or Groot Pay?

CIT Smart Mobile App ships an update every 26 months, and Groot Pay every 6 weeks. Most recently, CIT Smart Mobile App was updated on October 5, 2026 and Groot Pay on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*