# CIT Smart Mobile App vs Prayag Smart App

The clearest difference is update cadence: Prayag Smart App at every 6 weeks against CIT Smart Mobile App's every 26 months. Prayag Smart App also leads on device support. On price, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CIT Smart Mobile App ships an update every 26 months, Prayag Smart App every 6 weeks. The most recent releases landed on November 3, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | CIT Smart Mobile App | Prayag Smart App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (2 ratings)](https://appshunter.io/ios/app/cit-smart-mobile-app/id6448749422/reviews)** | — |
| Number of ratings | **2** | — |
| In-app purchases | No | No |
| Ads | — | No |
| Update frequency | Every 26 months | **Every 6 weeks** |
| Monetization | Free | — |
| Size | 12 MB | 307 MB |
| Requires iOS | **12.4** | 13.7 |
| Devices | — | **iPhone, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Citizen Investment Trust](https://appshunter.io/developer/1686092811) | [mBank Technologies](https://appshunter.io/developer/1732994826) |

## What reviewers say

### CIT Smart Mobile App

[App page](https://appshunter.io/ios/app/cit-smart-mobile-app/id6448749422)

Access your financial accounts quickly and securely. View balances, statements, and locate branches with navigation. Manage various insurance and investment funds.

**Highlights:** View account balances, Access mini and full statements, Locate branches with navigation, View insurance fund statements, Manage investment fund statements

**In-app purchases:** none


### Prayag Smart App

[App page](https://appshunter.io/ios/app/prayag-smart-app/id6744088976)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is CIT Smart Mobile App free?

CIT Smart Mobile App is free to download, with no in-app purchases.

### Is Prayag Smart App free?

Prayag Smart App is free to download, with no in-app purchases.

### Which is updated more often, CIT Smart Mobile App or Prayag Smart App?

CIT Smart Mobile App ships an update every 26 months, and Prayag Smart App every 6 weeks. Most recently, CIT Smart Mobile App was updated on November 3, 2026 and Prayag Smart App on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*