# CIT Smart Mobile App vs Nagarik mBank

The clearest difference is update cadence: Nagarik mBank at every 9 months against CIT Smart Mobile App's every 26 months. Nagarik mBank also leads on device support. CIT Smart Mobile App's advantage is iOS requirement (12.4 vs 15.7). On price and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CIT Smart Mobile App ships an update every 26 months, Nagarik mBank every 9 months. The most recent releases landed on October 22, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | CIT Smart Mobile App | Nagarik mBank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (2 ratings)](https://appshunter.io/ios/app/cit-smart-mobile-app/id6448749422/reviews)** | — |
| Number of ratings | **2** | — |
| In-app purchases | No | No |
| Ads | — | No |
| Update frequency | Every 26 months | **Every 9 months** |
| Monetization | Free | — |
| Size | 12 MB | 436 MB |
| Requires iOS | **12.4** | 15.7 |
| Devices | — | **iPhone, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Citizen Investment Trust](https://appshunter.io/developer/1686092811) | [mBank Technologies](https://appshunter.io/developer/1732994826) |

## What reviewers say

### CIT Smart Mobile App

[App page](https://appshunter.io/ios/app/cit-smart-mobile-app/id6448749422)

Access your financial accounts quickly and securely. View balances, statements, and locate branches with navigation. Manage various insurance and investment funds.

**Highlights:** View account balances, Access mini and full statements, Locate branches with navigation, View insurance fund statements, Manage investment fund statements

**In-app purchases:** none


### Nagarik mBank

[App page](https://appshunter.io/ios/app/nagarik-mbank/id6745243142)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is CIT Smart Mobile App free?

CIT Smart Mobile App is free to download, with no in-app purchases.

### Is Nagarik mBank free?

Nagarik mBank is free to download, with no in-app purchases.

### Which is updated more often, CIT Smart Mobile App or Nagarik mBank?

CIT Smart Mobile App ships an update every 26 months, and Nagarik mBank every 9 months. Most recently, CIT Smart Mobile App was updated on October 22, 2026 and Nagarik mBank on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*