# IH Access vs APFCU Card Control

The clearest difference is rating: APFCU Card Control at 2.0 against IH Access's 1.0. APFCU Card Control also leads on ratings volume (6 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

APFCU Card Control holds the better App Store score, 2.0 against 1.0. That said, the two scores are not equally well evidenced: APFCU Card Control has 6 ratings behind it against 1, so its average is the more settled of the two.

IH Access ships an update every 3 months, APFCU Card Control every 4 months. The most recent releases landed on June 2, 2026 and June 3, 2026 respectively.

## The numbers

| Metric | IH Access | APFCU Card Control |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/ih-access/id6448763644/reviews) | **[2.0 (6 ratings)](https://appshunter.io/ios/app/apfcu-card-control/id6736618504/reviews)** |
| Number of ratings | 1 | **6** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 4 months |
| Monetization | Free | Free |
| Size | 37 MB | 47 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [International Harvester Employee Credit Union Inc](https://appshunter.io/developer/1157696227) | [Aloha Pacific FCU](https://appshunter.io/developer/803992020) |

## What reviewers say

### IH Access

[App page](https://appshunter.io/ios/app/ih-access/id6448763644)

Manage and protect your credit and debit cards from your mobile device. Securely lock/unlock cards, set custom alerts and restrictions, make payments, and monitor transactions. Easily enroll cards and access your accounts with biometric authentication.

**Highlights:** Lock and unlock cards, Set alerts and restrictions, Make credit card payments, View account details, Monitor transactions, Raise transaction disputes, Set travel notifications

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### APFCU Card Control

[App page](https://appshunter.io/ios/app/apfcu-card-control/id6736618504)

Manage and safeguard your credit and debit cards with this comprehensive app. Easily lock/unlock cards, set custom alerts and restrictions, make payments, and monitor transactions. Personalize your experience with profile images and card naming.

**Highlights:** Lock and unlock cards, Set custom alerts and restrictions, Make credit card payments, View account details, Monitor transactions, Set travel notifications, Retrieve rewards points

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is IH Access free?

IH Access is free to download, with no in-app purchases.

### Is APFCU Card Control free?

APFCU Card Control is free to download, with no in-app purchases.

### Which has better reviews, IH Access or APFCU Card Control?

APFCU Card Control is rated higher. IH Access averages 1.0 out of 5 from 1 ratings, while APFCU Card Control averages 2.0 from 6 ratings.

### Do IH Access or APFCU Card Control have ads?

Neither IH Access nor APFCU Card Control shows ads.

### Which is updated more often, IH Access or APFCU Card Control?

IH Access ships an update every 3 months, and APFCU Card Control every 4 months. Most recently, IH Access was updated on June 2, 2026 and APFCU Card Control on June 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*