# How Much Do I Owe? vs Craify

The clearest difference is in-app purchases: How Much Do I Owe? at none against Craify's 1. How Much Do I Owe? also leads on ads (none vs shown) and update cadence (every 2 days vs every 2 months). On price, rating, device support and iOS requirement there is nothing between them.

Both are free to download. Craify sells 1 one-off in-app purchase. How Much Do I Owe? asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for How Much Do I Owe? against 5.0 for Craify. That said, the two scores are not equally well evidenced: How Much Do I Owe? has 10 ratings behind it against 1, so its average is the more settled of the two.

How Much Do I Owe? ships an update every 2 days, Craify every 2 months. The most recent releases landed on October 9, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | How Much Do I Owe? | Craify |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (10 ratings)](https://appshunter.io/ios/app/how-much-do-i-owe/id6448764562/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/craify-split-expenses/id6670198602/reviews) |
| Number of ratings | **10** | 1 |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 2 days** | Every 2 months |
| Monetization | **Free** | Free with in-app purchases |
| Size | 26 MB | 35 MB |
| Requires iOS | **12.0** | 13.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Sharif Doghmi](https://appshunter.io/developer/1686251939) | [Alex Bottani](https://appshunter.io/developer/1762351198) |

## What reviewers say

### How Much Do I Owe?

[App page](https://appshunter.io/ios/app/how-much-do-i-owe/id6448764562)

Effortlessly split restaurant bills, including tax and tip, proportionally based on individual order sizes. Ensures fair repayment to the host and prevents over or underpayment. Also useful for itemized shopping receipts and travel expenses.

**Highlights:** Proportional tax and tip splitting, Fair bill division based on order size, Accurate repayment calculation, Tip calculator included, Versatile for various expenses

**Features:** macOS Compatibility

**In-app purchases:** none


### Craify

[App page](https://appshunter.io/ios/app/craify-split-expenses/id6670198602)

Easily track personal debts and shared expenses with this free, intuitive application. It simplifies managing who owes what, perfect for loans, payments, and group outings. Enjoy real-time updates and support for all currencies in a clean, private interface.

**Highlights:** Track debts and credits, Automatic contacts sync, Group expenses management, Real-time updates, Supports all currencies, Transaction history, Intuitive interface with themes

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $1.99 | one-time |


## Frequently asked questions

### Is How Much Do I Owe? free?

How Much Do I Owe? is free to download, with no in-app purchases.

### Is Craify free?

Craify is free to download, with in-app purchases available.

### Which has better reviews, How Much Do I Owe? or Craify?

How Much Do I Owe? and Craify are both rated 5.0 out of 5 on the App Store, from 10 and 1 ratings respectively.

### Do How Much Do I Owe? or Craify have ads?

Craify shows ads; How Much Do I Owe? does not.

### Which is updated more often, How Much Do I Owe? or Craify?

How Much Do I Owe? ships an update every 2 days, and Craify every 2 months. Most recently, How Much Do I Owe? was updated on October 9, 2026 and Craify on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*