# Spendıng Tracker vs Budget Zero

The clearest difference is review sentiment: Spendıng Tracker at 100% against Budget Zero's 50%. Budget Zero's advantage is iOS requirement (18.0 vs 26.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Spendıng Tracker sells 3 in-app purchases, starting at $2.99 per 7 days and Budget Zero sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Spendıng Tracker ships an update weekly, Budget Zero every 4 days. The most recent releases landed on October 1, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | Spendıng Tracker | Budget Zero |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.2 (5 ratings)](https://appshunter.io/ios/app/budget-zero-envelope-planner/id6482576006/reviews)** |
| Number of ratings | — | **5** |
| Positive reviews | **100.0% of reviews** | 50.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Weekly | **Every 4 days** |
| Monetization | Freemium | Freemium |
| Size | 35 MB | 12 MB |
| Requires iOS | 26.0 | **18.0** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Valentin Totski](https://appshunter.io/developer/1330494305) | [Grey Park, LLC](https://appshunter.io/developer/1739831354) |

## What reviewers say

### Spendıng Tracker

[App page](https://appshunter.io/ios/app/spendng-tracker-budgetpad/id6448874070)

This app helps you save money automatically by calculating your personal spending limit based on your income and savings goals. Create flexible budgets for various needs and track your progress with visual indicators and smart alerts.

**Highlights:** Automated spending limit calculation, Flexible budget creation, Visual spending progress dashboard, Smart overspending alerts, Customizable expense tagging, iCloud sync for multi-device access

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| BudgetPad Pro - Weekly | $2.99 | per 7 days |
| BudgetPad Pro - Yearly | $29.99 | per year |
| BudgetPad Premium | $4.99 | one-time |


### Budget Zero

[App page](https://appshunter.io/ios/app/budget-zero-envelope-planner/id6482576006)

This app offers a private and simple way to manage your money using a zero-based envelope budgeting system. It allows manual transaction logging without linking bank accounts, helping you track every dollar and stay mindful of your spending.

**Highlights:** Zero-based envelope budgeting, Manual transaction logging, No bank account linking, Private and secure, Offline functionality, Monthly budget periods

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $2.99 | per month |
| Yearly Subscription | $19.99 | per year |


## Frequently asked questions

### Is Spendıng Tracker free?

Spendıng Tracker is free to download, with in-app purchases available.

### Is Budget Zero free?

Budget Zero is free to download, with in-app purchases available.

### Do Spendıng Tracker or Budget Zero have ads?

Neither Spendıng Tracker nor Budget Zero shows ads.

### Which is updated more often, Spendıng Tracker or Budget Zero?

Spendıng Tracker ships an update weekly, and Budget Zero every 4 days. Most recently, Spendıng Tracker was updated on October 1, 2026 and Budget Zero on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*