# NovaPay vs Smart reports

The clearest difference is update cadence: Smart reports at every 3 days against NovaPay's every 3 weeks. Smart reports also leads on iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NovaPay ships an update every 3 weeks, Smart reports every 3 days. The most recent releases landed on October 25, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | NovaPay | Smart reports |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.2 (34 ratings)](https://appshunter.io/ios/app/novapay-payment-systems/id6449020548/reviews)** | — |
| Number of ratings | **34** | — |
| Positive reviews | 55.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 3 days** |
| Monetization | Free | — |
| Size | 135 MB | 18 MB |
| Requires iOS | 15.1 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [NovaPay LLC](https://appshunter.io/developer/1687452275) | [Qosimjon Sameboev](https://appshunter.io/developer/1891256354) |

## What reviewers say

### NovaPay

[App page](https://appshunter.io/ios/app/novapay-payment-systems/id6449020548)

Manage your personal finances with this app, offering easy account opening in EUR and PLN across the EEA. Make secure payments via IBAN, Google Pay, or Apple Pay, and withdraw cash conveniently. Enjoy a modern, fast, and easy alternative to traditional banking for your financial needs.

**Highlights:** Open EUR and PLN accounts, Secure virtual cards, IBAN money transfers, NFC cash withdrawals, Google Pay/Apple Pay integration, 24/7 multi-language support

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Smart reports

[App page](https://appshunter.io/ios/app/smart-reports/id6761748102)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is NovaPay free?

NovaPay is free to download, with no in-app purchases.

### Is Smart reports free?

Smart reports is free to download, with no in-app purchases.

### Do NovaPay or Smart reports have ads?

Neither NovaPay nor Smart reports shows ads.

### Which is updated more often, NovaPay or Smart reports?

NovaPay ships an update every 3 weeks, and Smart reports every 3 days. Most recently, NovaPay was updated on October 25, 2026 and Smart reports on October 7, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*