# NovaPay vs Sub Keeper

The clearest difference is ads: NovaPay at none against Sub Keeper's shown. NovaPay also leads on device support (3 vs 1) and iOS requirement (15.1 vs 18.0). On price, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NovaPay ships an update every 3 weeks, Sub Keeper fortnightly. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | NovaPay | Sub Keeper |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.2 (34 ratings)](https://appshunter.io/ios/app/novapay-payment-systems/id6449020548/reviews)** | — |
| Number of ratings | **34** | — |
| Positive reviews | 55.6% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Free | — |
| Size | 135 MB | 13 MB |
| Requires iOS | **15.1** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [NovaPay LLC](https://appshunter.io/developer/1687452275) | [DAEHONG MIN](https://appshunter.io/developer/6787942588) |

## What reviewers say

### NovaPay

[App page](https://appshunter.io/ios/app/novapay-payment-systems/id6449020548)

Manage your personal finances with this app, offering easy account opening in EUR and PLN across the EEA. Make secure payments via IBAN, Google Pay, or Apple Pay, and withdraw cash conveniently. Enjoy a modern, fast, and easy alternative to traditional banking for your financial needs.

**Highlights:** Open EUR and PLN accounts, Secure virtual cards, IBAN money transfers, NFC cash withdrawals, Google Pay/Apple Pay integration, 24/7 multi-language support

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Sub Keeper

[App page](https://appshunter.io/ios/app/sub-keeper-subscriptions/id6790774425)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is NovaPay free?

NovaPay is free to download, with no in-app purchases.

### Is Sub Keeper free?

Sub Keeper is free to download, with no in-app purchases.

### Do NovaPay or Sub Keeper have ads?

Sub Keeper shows ads; NovaPay does not.

### Which is updated more often, NovaPay or Sub Keeper?

NovaPay ships an update every 3 weeks, and Sub Keeper fortnightly. Most recently, NovaPay was updated on November 3, 2026 and Sub Keeper on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
