# Zedcrest Wealth vs Apel InvestSmart

The clearest difference is iOS requirement: Zedcrest Wealth at 13.0 against Apel InvestSmart's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Zedcrest Wealth ships an update every 3 weeks, Apel InvestSmart monthly. The most recent releases landed on October 27, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Zedcrest Wealth | Apel InvestSmart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (119 ratings)](https://appshunter.io/ios/app/zedcrest-wealth/id6449182177/reviews)** | — |
| Number of ratings | **119** | — |
| Positive reviews | 75.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | Free | — |
| Size | 122 MB | 53 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Zedcrest capital](https://appshunter.io/developer/1554855803) | [Apel Asset Limited](https://appshunter.io/developer/1774499025) |

## What reviewers say

### Zedcrest Wealth

[App page](https://appshunter.io/ios/app/zedcrest-wealth/id6449182177)

Grow your money with Nigeria's leading savings and investment app. Earn rewards on all financial actions, from flexible savings to automated investments. Features include target savings, locked deposits, and multi-currency wallets for secure financial growth.

**Highlights:** Flexible savings with early withdrawal, Target savings for financial goals, Locked savings for discipline, Automated savings and investment, Mutual funds and Treasury Bills, Multi-currency wallets, Game Center and finance quizzes

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Apel InvestSmart

[App page](https://appshunter.io/ios/app/apel-investsmart/id6737058712)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Zedcrest Wealth free?

Zedcrest Wealth is free to download, with no in-app purchases.

### Is Apel InvestSmart free?

Apel InvestSmart is free to download, with no in-app purchases.

### Do Zedcrest Wealth or Apel InvestSmart have ads?

Neither Zedcrest Wealth nor Apel InvestSmart shows ads.

### Which is updated more often, Zedcrest Wealth or Apel InvestSmart?

Zedcrest Wealth ships an update every 3 weeks, and Apel InvestSmart monthly. Most recently, Zedcrest Wealth was updated on October 27, 2026 and Apel InvestSmart on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*