# Debt Note vs Growsly

The clearest difference is ads: Debt Note at none against Growsly's shown. Growsly's advantage is update cadence (monthly vs every 15 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Debt Note sells 3 in-app purchases, starting at $2.99 per 3 months and Growsly sells 1 in-app purchase, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Debt Note ships an update every 15 months, Growsly monthly. The most recent releases landed on June 5, 2026 and September 13, 2026 respectively.

## The numbers

| Metric | Debt Note | Growsly |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 15 months | **Monthly** |
| Monetization | Freemium | — |
| Size | 1 MB | 27 MB |
| Requires iOS | 17.0 | **16.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Oleksandr Shtykhno](https://appshunter.io/developer/1688053237) | [Leticia Pamela Reyes Ramon](https://appshunter.io/developer/1691199058) |

## What reviewers say

### Debt Note

[App page](https://appshunter.io/ios/app/debt-note/id6449201046)

Easily track and manage all your financial obligations, whether you're lending or borrowing. This iOS app helps you keep a clear record of debts to friends, family, or colleagues, ensuring no amount is forgotten.

**Highlights:** Track debt notes, Manage financial obligations, Record lent and borrowed funds, User-friendly interface, iOS compatible

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| All access - Quarterly renewal | $2.99 | per 3 months |
| All Access | $9.99 | per year |
| All access - Annual renewal | $9.99 | per year |


### Growsly

[App page](https://appshunter.io/ios/app/growsly/id6451393493)

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Master | $0.99 | per month |


## Frequently asked questions

### Is Debt Note free?

Debt Note is free to download, with in-app purchases available.

### Is Growsly free?

Growsly is free to download, with in-app purchases available.

### Do Debt Note or Growsly have ads?

Growsly shows ads; Debt Note does not.

### Which is updated more often, Debt Note or Growsly?

Debt Note ships an update every 15 months, and Growsly monthly. Most recently, Debt Note was updated on June 5, 2026 and Growsly on September 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*