# Debt Note vs Paid

The clearest difference is in-app purchases: Paid at none against Debt Note's 3. Paid also leads on update cadence (every 11 days vs every 15 months) and iOS requirement (15.1 vs 17.0). On price, ads and device support there is nothing between them.

Both are free to download. Debt Note sells 3 in-app purchases, starting at $2.99 per 3 months. Paid asks for nothing beyond the download.

Debt Note ships an update every 15 months, Paid every 11 days. The most recent releases landed on October 5, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | Debt Note | Paid |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (6 ratings)](https://appshunter.io/ios/app/paid-debt-tracker/id6746135724/reviews)** |
| Number of ratings | — | **6** |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 15 months | **Every 11 days** |
| Monetization | Freemium | **Free** |
| Size | 1 MB | 40 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Oleksandr Shtykhno](https://appshunter.io/developer/1688053237) | [Benjamin Soo](https://appshunter.io/developer/1815330827) |

## What reviewers say

### Debt Note

[App page](https://appshunter.io/ios/app/debt-note/id6449201046)

Easily track and manage all your financial obligations, whether you're lending or borrowing. This iOS app helps you keep a clear record of debts to friends, family, or colleagues, ensuring no amount is forgotten.

**Highlights:** Track debt notes, Manage financial obligations, Record lent and borrowed funds, User-friendly interface, iOS compatible

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| All access - Quarterly renewal | $2.99 | per 3 months |
| All Access | $9.99 | per year |
| All access - Annual renewal | $9.99 | per year |


### Paid

[App page](https://appshunter.io/ios/app/paid-debt-tracker/id6746135724)

Manage all your debts effortlessly with this intuitive application. It offers one-tap reminders to ensure you never miss a payment and an AI-powered receipt splitter for easy expense division.

**Highlights:** Intuitive debt tracking, One-tap payment reminders, AI Receipt Splitter, Individual and group debts, Recurring debt management

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Debt Note free?

Debt Note is free to download, with in-app purchases available.

### Is Paid free?

Paid is free to download, with no in-app purchases.

### Do Debt Note or Paid have ads?

Neither Debt Note nor Paid shows ads.

### Which is updated more often, Debt Note or Paid?

Debt Note ships an update every 15 months, and Paid every 11 days. Most recently, Debt Note was updated on October 5, 2026 and Paid on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*