# Debt Note vs WhoOwes

The clearest difference is in-app purchases: WhoOwes at none against Debt Note's 3. On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Debt Note sells 3 in-app purchases, starting at $2.99 per 3 months. WhoOwes asks for nothing beyond the download.

## The numbers

| Metric | Debt Note | WhoOwes |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 15 months | — |
| Monetization | Freemium | — |
| Size | 1 MB | 13 MB |
| Requires iOS | **17.0** | 18.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 12+ |
| Developer | [Oleksandr Shtykhno](https://appshunter.io/developer/1688053237) | [Alikhan Mussabekov](https://appshunter.io/developer/1608032826) |

## What reviewers say

### Debt Note

[App page](https://appshunter.io/ios/app/debt-note/id6449201046)

Easily track and manage all your financial obligations, whether you're lending or borrowing. This iOS app helps you keep a clear record of debts to friends, family, or colleagues, ensuring no amount is forgotten.

**Highlights:** Track debt notes, Manage financial obligations, Record lent and borrowed funds, User-friendly interface, iOS compatible

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| All access - Quarterly renewal | $2.99 | per 3 months |
| All Access | $9.99 | per year |
| All access - Annual renewal | $9.99 | per year |


### WhoOwes

[App page](https://appshunter.io/ios/app/whoowes/id6748528153)

**In-app purchases:** none


## Frequently asked questions

### Is Debt Note free?

Debt Note is free to download, with in-app purchases available.

### Is WhoOwes free?

WhoOwes is free to download, with no in-app purchases.

### Do Debt Note or WhoOwes have ads?

Neither Debt Note nor WhoOwes shows ads.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*