# Debt Note vs DebtMelt

The clearest difference is update cadence: DebtMelt at every 3 days against Debt Note's every 15 months. DebtMelt also leads on iOS requirement (15.1 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Debt Note sells 3 in-app purchases, starting at $2.99 per 3 months and DebtMelt sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Debt Note ships an update every 15 months, DebtMelt every 3 days. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Debt Note | DebtMelt |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 15 months | **Every 3 days** |
| Monetization | Freemium | — |
| Size | 1 MB | 52 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Oleksandr Shtykhno](https://appshunter.io/developer/1688053237) | [DJUMP, MB](https://appshunter.io/developer/1861303154) |

## What reviewers say

### Debt Note

[App page](https://appshunter.io/ios/app/debt-note/id6449201046)

Easily track and manage all your financial obligations, whether you're lending or borrowing. This iOS app helps you keep a clear record of debts to friends, family, or colleagues, ensuring no amount is forgotten.

**Highlights:** Track debt notes, Manage financial obligations, Record lent and borrowed funds, User-friendly interface, iOS compatible

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| All access - Quarterly renewal | $2.99 | per 3 months |
| All Access | $9.99 | per year |
| All access - Annual renewal | $9.99 | per year |


### DebtMelt

[App page](https://appshunter.io/ios/app/debtmelt-debt-free-date/id6791554075)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $4.99 | per month |
| Premium Annual | $29.99 | per year |
| Premium Lifetime | $39.99 | one-time |


## Frequently asked questions

### Is Debt Note free?

Debt Note is free to download, with in-app purchases available.

### Is DebtMelt free?

DebtMelt is free to download, with in-app purchases available.

### Do Debt Note or DebtMelt have ads?

Neither Debt Note nor DebtMelt shows ads.

### Which is updated more often, Debt Note or DebtMelt?

Debt Note ships an update every 15 months, and DebtMelt every 3 days. Most recently, Debt Note was updated on October 23, 2026 and DebtMelt on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*