# LAYA vs הפניקס

The clearest difference is update cadence: LAYA at weekly against הפניקס's monthly. LAYA also leads on ratings volume (13 vs 3). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for LAYA against 5.0 for הפניקס. Both are backed by a comparable volume of ratings — 13 and 3 respectively.

LAYA ships an update weekly, הפניקס monthly. The most recent releases landed on October 10, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | LAYA | הפניקס |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (13 ratings)](https://appshunter.io/ios/app/laya/id6449288260/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/id6450553401/reviews)** |
| Number of ratings | **13** | 3 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Monthly |
| Monetization | Free | — |
| Size | 189 MB | 124 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Laya](https://appshunter.io/developer/1677395264) | [The Phoenix Insurance Company LTD](https://appshunter.io/developer/492099452) |

## What reviewers say

### LAYA

[App page](https://appshunter.io/ios/app/laya/id6449288260)

This digital wallet simplifies international payments with zero currency exchange fees and real-time exchange rates. It offers secure transactions, smart group expense splitting, and direct currency purchases within the app, all managed through a user-friendly Hebrew interface.

**Highlights:** Zero currency exchange fees, Real-time exchange rates, Smart group expense splitting, Secure digital and physical card, Direct currency purchase in-app, Hebrew interface and customer support

**Features:** Apple Wallet

**In-app purchases:** none


### הפניקס

[App page](https://appshunter.io/ios/app/id6450553401)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is LAYA free?

LAYA is free to download, with no in-app purchases.

### Is הפניקס free?

הפניקס is free to download, with no in-app purchases.

### Which has better reviews, LAYA or הפניקס?

הפניקס is rated higher. LAYA averages 4.9 out of 5 from 13 ratings, while הפניקס averages 5.0 from 3 ratings.

### Do LAYA or הפניקס have ads?

Neither LAYA nor הפניקס shows ads.

### Which is updated more often, LAYA or הפניקס?

LAYA ships an update weekly, and הפניקס monthly. Most recently, LAYA was updated on October 10, 2026 and הפניקס on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*